LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,939
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$110,266
−HK$3,380/mo
Today · 4.125%
HK$113,646
baseline
▲ 0.50% · 4.625%
HK$120,561
+HK$6,915/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$227,292/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,969
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,160
−HK$3,237/mo
Today · 4.125%
HK$125,397
baseline
▲ 0.50% · 4.625%
HK$132,006
+HK$6,609/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$250,794/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,327
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$132,319
−HK$4,056/mo
Today · 4.125%
HK$136,375
baseline
▲ 0.50% · 4.625%
HK$144,673
+HK$8,298/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$272,750/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,763
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$146,592
−HK$3,884/mo
Today · 4.125%
HK$150,476
baseline
▲ 0.50% · 4.625%
HK$158,408
+HK$7,932/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$300,952/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,715
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$154,372
−HK$4,732/mo
Today · 4.125%
HK$159,104
baseline
▲ 0.50% · 4.625%
HK$168,785
+HK$9,681/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$318,208/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,557
−HK$8,998/mo
▼ 0.25% · 3.875%
HK$171,024
−HK$4,531/mo
Today · 4.125%
HK$175,555
baseline
▲ 0.50% · 4.625%
HK$184,809
+HK$9,254/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$351,110/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,491
−HK$12,071/mo
▼ 0.25% · 3.875%
HK$198,479
−HK$6,083/mo
Today · 4.125%
HK$204,562
baseline
▲ 0.50% · 4.625%
HK$217,009
+HK$12,447/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$409,124/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,144
−HK$11,570/mo
▼ 0.25% · 3.875%
HK$219,888
−HK$5,826/mo
Today · 4.125%
HK$225,714
baseline
▲ 0.50% · 4.625%
HK$237,612
+HK$11,898/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$451,428/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,166 · Scale 2, in force from 26 Feb 2026)