LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,945
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$110,272
−HK$3,380/mo
Today · 4.125%
HK$113,652
baseline
▲ 0.50% · 4.625%
HK$120,567
+HK$6,915/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$227,304/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,993,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,976
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,167
−HK$3,237/mo
Today · 4.125%
HK$125,404
baseline
▲ 0.50% · 4.625%
HK$132,014
+HK$6,610/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$250,808/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,993,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,335
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$132,326
−HK$4,056/mo
Today · 4.125%
HK$136,382
baseline
▲ 0.50% · 4.625%
HK$144,681
+HK$8,299/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$272,764/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,771
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$146,600
−HK$3,884/mo
Today · 4.125%
HK$150,484
baseline
▲ 0.50% · 4.625%
HK$158,417
+HK$7,933/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$300,968/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,724
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$154,381
−HK$4,732/mo
Today · 4.125%
HK$159,113
baseline
▲ 0.50% · 4.625%
HK$168,794
+HK$9,681/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$318,226/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,566
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$171,033
−HK$4,532/mo
Today · 4.125%
HK$175,565
baseline
▲ 0.50% · 4.625%
HK$184,819
+HK$9,254/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$351,130/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,502
−HK$12,071/mo
▼ 0.25% · 3.875%
HK$198,490
−HK$6,083/mo
Today · 4.125%
HK$204,573
baseline
▲ 0.50% · 4.625%
HK$217,021
+HK$12,448/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$409,146/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,156
−HK$11,571/mo
▼ 0.25% · 3.875%
HK$219,900
−HK$5,827/mo
Today · 4.125%
HK$225,727
baseline
▲ 0.50% · 4.625%
HK$237,625
+HK$11,898/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$451,454/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,277 · Scale 2, in force from 26 Feb 2026)