LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,949
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$110,276
−HK$3,380/mo
Today · 4.125%
HK$113,656
baseline
▲ 0.50% · 4.625%
HK$120,572
+HK$6,916/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$227,312/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,993,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,980
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,171
−HK$3,237/mo
Today · 4.125%
HK$125,408
baseline
▲ 0.50% · 4.625%
HK$132,019
+HK$6,611/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$250,816/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,993,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,339
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$132,331
−HK$4,056/mo
Today · 4.125%
HK$136,387
baseline
▲ 0.50% · 4.625%
HK$144,686
+HK$8,299/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$272,774/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,776
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$146,605
−HK$3,885/mo
Today · 4.125%
HK$150,490
baseline
▲ 0.50% · 4.625%
HK$158,422
+HK$7,932/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$300,980/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,729
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$154,387
−HK$4,731/mo
Today · 4.125%
HK$159,118
baseline
▲ 0.50% · 4.625%
HK$168,800
+HK$9,682/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$318,236/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,572
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$171,040
−HK$4,532/mo
Today · 4.125%
HK$175,572
baseline
▲ 0.50% · 4.625%
HK$184,826
+HK$9,254/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$351,144/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,509
−HK$12,072/mo
▼ 0.25% · 3.875%
HK$198,497
−HK$6,084/mo
Today · 4.125%
HK$204,581
baseline
▲ 0.50% · 4.625%
HK$217,029
+HK$12,448/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$409,162/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,164
−HK$11,571/mo
▼ 0.25% · 3.875%
HK$219,908
−HK$5,827/mo
Today · 4.125%
HK$225,735
baseline
▲ 0.50% · 4.625%
HK$237,634
+HK$11,899/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$451,470/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,350 · Scale 2, in force from 26 Feb 2026)