LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,952
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$110,279
−HK$3,380/mo
Today · 4.125%
HK$113,659
baseline
▲ 0.50% · 4.625%
HK$120,575
+HK$6,916/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$227,318/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$1,993,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,984
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,175
−HK$3,237/mo
Today · 4.125%
HK$125,412
baseline
▲ 0.50% · 4.625%
HK$132,022
+HK$6,610/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$250,824/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$1,993,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,343
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$132,335
−HK$4,056/mo
Today · 4.125%
HK$136,391
baseline
▲ 0.50% · 4.625%
HK$144,690
+HK$8,299/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$272,782/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,780
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$146,610
−HK$3,884/mo
Today · 4.125%
HK$150,494
baseline
▲ 0.50% · 4.625%
HK$158,427
+HK$7,933/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$300,988/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,733
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$154,391
−HK$4,732/mo
Today · 4.125%
HK$159,123
baseline
▲ 0.50% · 4.625%
HK$168,805
+HK$9,682/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$318,246/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,577
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$171,044
−HK$4,533/mo
Today · 4.125%
HK$175,577
baseline
▲ 0.50% · 4.625%
HK$184,831
+HK$9,254/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$351,154/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,514
−HK$12,073/mo
▼ 0.25% · 3.875%
HK$198,503
−HK$6,084/mo
Today · 4.125%
HK$204,587
baseline
▲ 0.50% · 4.625%
HK$217,035
+HK$12,448/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$409,174/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,170
−HK$11,571/mo
▼ 0.25% · 3.875%
HK$219,914
−HK$5,827/mo
Today · 4.125%
HK$225,741
baseline
▲ 0.50% · 4.625%
HK$237,640
+HK$11,899/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$451,482/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,407 · Scale 2, in force from 26 Feb 2026)