LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,965
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$110,292
−HK$3,380/mo
Today · 4.125%
HK$113,672
baseline
▲ 0.50% · 4.625%
HK$120,589
+HK$6,917/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$227,344/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$1,993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,997
−HK$6,429/mo
▼ 0.25% · 3.875%
HK$122,189
−HK$3,237/mo
Today · 4.125%
HK$125,426
baseline
▲ 0.50% · 4.625%
HK$132,038
+HK$6,612/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$250,852/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$1,993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,358
−HK$8,049/mo
▼ 0.25% · 3.875%
HK$132,350
−HK$4,057/mo
Today · 4.125%
HK$136,407
baseline
▲ 0.50% · 4.625%
HK$144,707
+HK$8,300/mo
Deposit HK$18.76M · loan HK$28.15M · min. income ≈ HK$272,814/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,797
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$146,626
−HK$3,886/mo
Today · 4.125%
HK$150,512
baseline
▲ 0.50% · 4.625%
HK$158,445
+HK$7,933/mo
Deposit HK$18.76M · loan HK$28.15M · min. income ≈ HK$301,024/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,751
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$154,409
−HK$4,732/mo
Today · 4.125%
HK$159,141
baseline
▲ 0.50% · 4.625%
HK$168,825
+HK$9,684/mo
Deposit HK$14.07M · loan HK$32.84M · min. income ≈ HK$318,282/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,596
−HK$9,001/mo
▼ 0.25% · 3.875%
HK$171,064
−HK$4,533/mo
Today · 4.125%
HK$175,597
baseline
▲ 0.50% · 4.625%
HK$184,853
+HK$9,256/mo
Deposit HK$14.07M · loan HK$32.84M · min. income ≈ HK$351,194/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,537
−HK$12,073/mo
▼ 0.25% · 3.875%
HK$198,526
−HK$6,084/mo
Today · 4.125%
HK$204,610
baseline
▲ 0.50% · 4.625%
HK$217,060
+HK$12,450/mo
Deposit HK$4.69M · loan HK$42.22M · min. income ≈ HK$409,220/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,195
−HK$11,572/mo
▼ 0.25% · 3.875%
HK$219,940
−HK$5,827/mo
Today · 4.125%
HK$225,767
baseline
▲ 0.50% · 4.625%
HK$237,668
+HK$11,901/mo
Deposit HK$4.69M · loan HK$42.22M · min. income ≈ HK$451,534/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,638 · Scale 2, in force from 26 Feb 2026)