LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,975
−HK$6,708/mo
▼ 0.25% · 3.875%
HK$110,303
−HK$3,380/mo
Today · 4.125%
HK$113,683
baseline
▲ 0.50% · 4.625%
HK$120,601
+HK$6,918/mo
Deposit HK$23.46M · loan HK$23.46M · min. income ≈ HK$227,366/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$1,993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,009
−HK$6,429/mo
▼ 0.25% · 3.875%
HK$122,200
−HK$3,238/mo
Today · 4.125%
HK$125,438
baseline
▲ 0.50% · 4.625%
HK$132,050
+HK$6,612/mo
Deposit HK$23.46M · loan HK$23.46M · min. income ≈ HK$250,876/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$1,993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,370
−HK$8,050/mo
▼ 0.25% · 3.875%
HK$132,363
−HK$4,057/mo
Today · 4.125%
HK$136,420
baseline
▲ 0.50% · 4.625%
HK$144,721
+HK$8,301/mo
Deposit HK$18.77M · loan HK$28.15M · min. income ≈ HK$272,840/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,810
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$146,640
−HK$3,886/mo
Today · 4.125%
HK$150,526
baseline
▲ 0.50% · 4.625%
HK$158,460
+HK$7,934/mo
Deposit HK$18.77M · loan HK$28.15M · min. income ≈ HK$301,052/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,765
−HK$9,392/mo
▼ 0.25% · 3.875%
HK$154,424
−HK$4,733/mo
Today · 4.125%
HK$159,157
baseline
▲ 0.50% · 4.625%
HK$168,841
+HK$9,684/mo
Deposit HK$14.07M · loan HK$32.84M · min. income ≈ HK$318,314/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,612
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$171,081
−HK$4,533/mo
Today · 4.125%
HK$175,614
baseline
▲ 0.50% · 4.625%
HK$184,870
+HK$9,256/mo
Deposit HK$14.07M · loan HK$32.84M · min. income ≈ HK$351,228/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,555
−HK$12,075/mo
▼ 0.25% · 3.875%
HK$198,545
−HK$6,085/mo
Today · 4.125%
HK$204,630
baseline
▲ 0.50% · 4.625%
HK$217,081
+HK$12,451/mo
Deposit HK$4.69M · loan HK$42.22M · min. income ≈ HK$409,260/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,216
−HK$11,573/mo
▼ 0.25% · 3.875%
HK$219,961
−HK$5,828/mo
Today · 4.125%
HK$225,789
baseline
▲ 0.50% · 4.625%
HK$237,691
+HK$11,902/mo
Deposit HK$4.69M · loan HK$42.22M · min. income ≈ HK$451,578/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,993,828 · Scale 2, in force from 26 Feb 2026)