LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,698
−HK$671/mo
▼ 0.25% · 3.875%
HK$11,031
−HK$338/mo
Today · 4.125%
HK$11,369
baseline
▲ 0.50% · 4.625%
HK$12,061
+HK$692/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,738/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$86,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,902
−HK$643/mo
▼ 0.25% · 3.875%
HK$12,221
−HK$324/mo
Today · 4.125%
HK$12,545
baseline
▲ 0.50% · 4.625%
HK$13,206
+HK$661/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,090/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$86,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,838
−HK$805/mo
▼ 0.25% · 3.875%
HK$13,237
−HK$406/mo
Today · 4.125%
HK$13,643
baseline
▲ 0.50% · 4.625%
HK$14,473
+HK$830/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,286/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$86,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,282
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,665
−HK$389/mo
Today · 4.125%
HK$15,054
baseline
▲ 0.50% · 4.625%
HK$15,847
+HK$793/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,108/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$86,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,978
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,444
−HK$473/mo
Today · 4.125%
HK$15,917
baseline
▲ 0.50% · 4.625%
HK$16,885
+HK$968/mo
Deposit HK$1.41M · loan HK$3.28M · min. income ≈ HK$31,834/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$86,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,662
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,109
−HK$454/mo
Today · 4.125%
HK$17,563
baseline
▲ 0.50% · 4.625%
HK$18,488
+HK$925/mo
Deposit HK$1.41M · loan HK$3.28M · min. income ≈ HK$35,126/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$86,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,257
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,856
−HK$609/mo
Today · 4.125%
HK$20,465
baseline
▲ 0.50% · 4.625%
HK$21,710
+HK$1,245/mo
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,930/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$86,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,423
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$21,998
−HK$583/mo
Today · 4.125%
HK$22,581
baseline
▲ 0.50% · 4.625%
HK$23,771
+HK$1,190/mo
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$45,162/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$86,672 · Scale 2, in force from 26 Feb 2026)