LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,984
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$110,312
−HK$3,381/mo
Today · 4.125%
HK$113,693
baseline
▲ 0.50% · 4.625%
HK$120,611
+HK$6,918/mo
Deposit HK$23.46M · loan HK$23.46M · min. income ≈ HK$227,386/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$1,993,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,019
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$122,211
−HK$3,238/mo
Today · 4.125%
HK$125,449
baseline
▲ 0.50% · 4.625%
HK$132,062
+HK$6,613/mo
Deposit HK$23.46M · loan HK$23.46M · min. income ≈ HK$250,898/mo (50% DSR)
Upfront cash ≈ HK$25.45M (deposit + AVD stamp duty HK$1,993,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,381
−HK$8,051/mo
▼ 0.25% · 3.875%
HK$132,374
−HK$4,058/mo
Today · 4.125%
HK$136,432
baseline
▲ 0.50% · 4.625%
HK$144,733
+HK$8,301/mo
Deposit HK$18.77M · loan HK$28.15M · min. income ≈ HK$272,864/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,993,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,823
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$146,653
−HK$3,886/mo
Today · 4.125%
HK$150,539
baseline
▲ 0.50% · 4.625%
HK$158,474
+HK$7,935/mo
Deposit HK$18.77M · loan HK$28.15M · min. income ≈ HK$301,078/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,993,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,778
−HK$9,392/mo
▼ 0.25% · 3.875%
HK$154,437
−HK$4,733/mo
Today · 4.125%
HK$159,170
baseline
▲ 0.50% · 4.625%
HK$168,855
+HK$9,685/mo
Deposit HK$14.08M · loan HK$32.84M · min. income ≈ HK$318,340/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,993,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,626
−HK$9,003/mo
▼ 0.25% · 3.875%
HK$171,095
−HK$4,534/mo
Today · 4.125%
HK$175,629
baseline
▲ 0.50% · 4.625%
HK$184,886
+HK$9,257/mo
Deposit HK$14.08M · loan HK$32.84M · min. income ≈ HK$351,258/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,993,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,571
−HK$12,076/mo
▼ 0.25% · 3.875%
HK$198,562
−HK$6,085/mo
Today · 4.125%
HK$204,647
baseline
▲ 0.50% · 4.625%
HK$217,100
+HK$12,453/mo
Deposit HK$4.69M · loan HK$42.23M · min. income ≈ HK$409,294/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,993,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,234
−HK$11,574/mo
▼ 0.25% · 3.875%
HK$219,979
−HK$5,829/mo
Today · 4.125%
HK$225,808
baseline
▲ 0.50% · 4.625%
HK$237,711
+HK$11,903/mo
Deposit HK$4.69M · loan HK$42.23M · min. income ≈ HK$451,616/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,993,998 · Scale 2, in force from 26 Feb 2026)