LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,995
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$110,323
−HK$3,381/mo
Today · 4.125%
HK$113,704
baseline
▲ 0.50% · 4.625%
HK$120,623
+HK$6,919/mo
Deposit HK$23.46M · loan HK$23.46M · min. income ≈ HK$227,408/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$1,994,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,030
−HK$6,431/mo
▼ 0.25% · 3.875%
HK$122,223
−HK$3,238/mo
Today · 4.125%
HK$125,461
baseline
▲ 0.50% · 4.625%
HK$132,074
+HK$6,613/mo
Deposit HK$23.46M · loan HK$23.46M · min. income ≈ HK$250,922/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$1,994,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,394
−HK$8,051/mo
▼ 0.25% · 3.875%
HK$132,387
−HK$4,058/mo
Today · 4.125%
HK$136,445
baseline
▲ 0.50% · 4.625%
HK$144,747
+HK$8,302/mo
Deposit HK$18.77M · loan HK$28.15M · min. income ≈ HK$272,890/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,994,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,836
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$146,667
−HK$3,887/mo
Today · 4.125%
HK$150,554
baseline
▲ 0.50% · 4.625%
HK$158,489
+HK$7,935/mo
Deposit HK$18.77M · loan HK$28.15M · min. income ≈ HK$301,108/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$1,994,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,792
−HK$9,394/mo
▼ 0.25% · 3.875%
HK$154,452
−HK$4,734/mo
Today · 4.125%
HK$159,186
baseline
▲ 0.50% · 4.625%
HK$168,872
+HK$9,686/mo
Deposit HK$14.08M · loan HK$32.85M · min. income ≈ HK$318,372/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,994,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,643
−HK$9,003/mo
▼ 0.25% · 3.875%
HK$171,112
−HK$4,534/mo
Today · 4.125%
HK$175,646
baseline
▲ 0.50% · 4.625%
HK$184,904
+HK$9,258/mo
Deposit HK$14.08M · loan HK$32.85M · min. income ≈ HK$351,292/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,994,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,590
−HK$12,077/mo
▼ 0.25% · 3.875%
HK$198,581
−HK$6,086/mo
Today · 4.125%
HK$204,667
baseline
▲ 0.50% · 4.625%
HK$217,121
+HK$12,454/mo
Deposit HK$4.69M · loan HK$42.23M · min. income ≈ HK$409,334/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,994,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,255
−HK$11,575/mo
▼ 0.25% · 3.875%
HK$220,001
−HK$5,829/mo
Today · 4.125%
HK$225,830
baseline
▲ 0.50% · 4.625%
HK$237,734
+HK$11,904/mo
Deposit HK$4.69M · loan HK$42.23M · min. income ≈ HK$451,660/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,994,193 · Scale 2, in force from 26 Feb 2026)