LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,702
−HK$671/mo
▼ 0.25% · 3.875%
HK$11,034
−HK$339/mo
Today · 4.125%
HK$11,373
baseline
▲ 0.50% · 4.625%
HK$12,065
+HK$692/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,746/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$86,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,905
−HK$644/mo
▼ 0.25% · 3.875%
HK$12,225
−HK$324/mo
Today · 4.125%
HK$12,549
baseline
▲ 0.50% · 4.625%
HK$13,210
+HK$661/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,098/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$86,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,842
−HK$805/mo
▼ 0.25% · 3.875%
HK$13,241
−HK$406/mo
Today · 4.125%
HK$13,647
baseline
▲ 0.50% · 4.625%
HK$14,478
+HK$831/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,294/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$86,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,286
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,670
−HK$388/mo
Today · 4.125%
HK$15,058
baseline
▲ 0.50% · 4.625%
HK$15,852
+HK$794/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,116/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$86,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,982
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,448
−HK$474/mo
Today · 4.125%
HK$15,922
baseline
▲ 0.50% · 4.625%
HK$16,890
+HK$968/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$31,844/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$86,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,667
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,114
−HK$454/mo
Today · 4.125%
HK$17,568
baseline
▲ 0.50% · 4.625%
HK$18,494
+HK$926/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$35,136/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$86,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,263
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,862
−HK$609/mo
Today · 4.125%
HK$20,471
baseline
▲ 0.50% · 4.625%
HK$21,716
+HK$1,245/mo
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,942/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$86,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,430
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$22,004
−HK$583/mo
Today · 4.125%
HK$22,587
baseline
▲ 0.50% · 4.625%
HK$23,778
+HK$1,191/mo
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$45,174/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$86,812 · Scale 2, in force from 26 Feb 2026)