LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,018
−HK$6,711/mo
▼ 0.25% · 3.875%
HK$110,347
−HK$3,382/mo
Today · 4.125%
HK$113,729
baseline
▲ 0.50% · 4.625%
HK$120,649
+HK$6,920/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$227,458/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$1,994,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,057
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$122,250
−HK$3,239/mo
Today · 4.125%
HK$125,489
baseline
▲ 0.50% · 4.625%
HK$132,104
+HK$6,615/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$250,978/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$1,994,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,422
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,417
−HK$4,058/mo
Today · 4.125%
HK$136,475
baseline
▲ 0.50% · 4.625%
HK$144,779
+HK$8,304/mo
Deposit HK$18.77M · loan HK$28.16M · min. income ≈ HK$272,950/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,994,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,868
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,700
−HK$3,887/mo
Today · 4.125%
HK$150,587
baseline
▲ 0.50% · 4.625%
HK$158,525
+HK$7,938/mo
Deposit HK$18.77M · loan HK$28.16M · min. income ≈ HK$301,174/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,994,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,826
−HK$9,395/mo
▼ 0.25% · 3.875%
HK$154,486
−HK$4,735/mo
Today · 4.125%
HK$159,221
baseline
▲ 0.50% · 4.625%
HK$168,909
+HK$9,688/mo
Deposit HK$14.08M · loan HK$32.85M · min. income ≈ HK$318,442/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,994,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,680
−HK$9,005/mo
▼ 0.25% · 3.875%
HK$171,150
−HK$4,535/mo
Today · 4.125%
HK$175,685
baseline
▲ 0.50% · 4.625%
HK$184,945
+HK$9,260/mo
Deposit HK$14.08M · loan HK$32.85M · min. income ≈ HK$351,370/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,994,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,633
−HK$12,080/mo
▼ 0.25% · 3.875%
HK$198,625
−HK$6,088/mo
Today · 4.125%
HK$204,713
baseline
▲ 0.50% · 4.625%
HK$217,169
+HK$12,456/mo
Deposit HK$4.69M · loan HK$42.24M · min. income ≈ HK$409,426/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,994,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,302
−HK$11,578/mo
▼ 0.25% · 3.875%
HK$220,050
−HK$5,830/mo
Today · 4.125%
HK$225,880
baseline
▲ 0.50% · 4.625%
HK$237,787
+HK$11,907/mo
Deposit HK$4.69M · loan HK$42.24M · min. income ≈ HK$451,760/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,994,636 · Scale 2, in force from 26 Feb 2026)