LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,024
−HK$6,711/mo
▼ 0.25% · 3.875%
HK$110,353
−HK$3,382/mo
Today · 4.125%
HK$113,735
baseline
▲ 0.50% · 4.625%
HK$120,656
+HK$6,921/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$227,470/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$1,994,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,063
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$122,256
−HK$3,240/mo
Today · 4.125%
HK$125,496
baseline
▲ 0.50% · 4.625%
HK$132,111
+HK$6,615/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$250,992/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$1,994,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,429
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,424
−HK$4,058/mo
Today · 4.125%
HK$136,482
baseline
▲ 0.50% · 4.625%
HK$144,787
+HK$8,305/mo
Deposit HK$18.77M · loan HK$28.16M · min. income ≈ HK$272,964/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,994,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,876
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,707
−HK$3,888/mo
Today · 4.125%
HK$150,595
baseline
▲ 0.50% · 4.625%
HK$158,533
+HK$7,938/mo
Deposit HK$18.77M · loan HK$28.16M · min. income ≈ HK$301,190/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,994,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,833
−HK$9,396/mo
▼ 0.25% · 3.875%
HK$154,494
−HK$4,735/mo
Today · 4.125%
HK$159,229
baseline
▲ 0.50% · 4.625%
HK$168,918
+HK$9,689/mo
Deposit HK$14.08M · loan HK$32.85M · min. income ≈ HK$318,458/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,994,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,688
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$171,159
−HK$4,535/mo
Today · 4.125%
HK$175,694
baseline
▲ 0.50% · 4.625%
HK$184,955
+HK$9,261/mo
Deposit HK$14.08M · loan HK$32.85M · min. income ≈ HK$351,388/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,994,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,643
−HK$12,080/mo
▼ 0.25% · 3.875%
HK$198,635
−HK$6,088/mo
Today · 4.125%
HK$204,723
baseline
▲ 0.50% · 4.625%
HK$217,180
+HK$12,457/mo
Deposit HK$4.69M · loan HK$42.24M · min. income ≈ HK$409,446/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,994,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,313
−HK$11,579/mo
▼ 0.25% · 3.875%
HK$220,061
−HK$5,831/mo
Today · 4.125%
HK$225,892
baseline
▲ 0.50% · 4.625%
HK$237,799
+HK$11,907/mo
Deposit HK$4.69M · loan HK$42.24M · min. income ≈ HK$451,784/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,994,739 · Scale 2, in force from 26 Feb 2026)