LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,025
−HK$6,711/mo
▼ 0.25% · 3.875%
HK$110,354
−HK$3,382/mo
Today · 4.125%
HK$113,736
baseline
▲ 0.50% · 4.625%
HK$120,657
+HK$6,921/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$227,472/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$1,994,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,064
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$122,257
−HK$3,240/mo
Today · 4.125%
HK$125,497
baseline
▲ 0.50% · 4.625%
HK$132,112
+HK$6,615/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$250,994/mo (50% DSR)
Upfront cash ≈ HK$25.46M (deposit + AVD stamp duty HK$1,994,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,430
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,425
−HK$4,058/mo
Today · 4.125%
HK$136,483
baseline
▲ 0.50% · 4.625%
HK$144,788
+HK$8,305/mo
Deposit HK$18.77M · loan HK$28.16M · min. income ≈ HK$272,966/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,994,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,877
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,709
−HK$3,887/mo
Today · 4.125%
HK$150,596
baseline
▲ 0.50% · 4.625%
HK$158,534
+HK$7,938/mo
Deposit HK$18.77M · loan HK$28.16M · min. income ≈ HK$301,192/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,994,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,835
−HK$9,396/mo
▼ 0.25% · 3.875%
HK$154,495
−HK$4,736/mo
Today · 4.125%
HK$159,231
baseline
▲ 0.50% · 4.625%
HK$168,920
+HK$9,689/mo
Deposit HK$14.08M · loan HK$32.85M · min. income ≈ HK$318,462/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,994,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,690
−HK$9,005/mo
▼ 0.25% · 3.875%
HK$171,160
−HK$4,535/mo
Today · 4.125%
HK$175,695
baseline
▲ 0.50% · 4.625%
HK$184,957
+HK$9,262/mo
Deposit HK$14.08M · loan HK$32.85M · min. income ≈ HK$351,390/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,994,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,645
−HK$12,080/mo
▼ 0.25% · 3.875%
HK$198,637
−HK$6,088/mo
Today · 4.125%
HK$204,725
baseline
▲ 0.50% · 4.625%
HK$217,182
+HK$12,457/mo
Deposit HK$4.69M · loan HK$42.24M · min. income ≈ HK$409,450/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,994,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,315
−HK$11,579/mo
▼ 0.25% · 3.875%
HK$220,063
−HK$5,831/mo
Today · 4.125%
HK$225,894
baseline
▲ 0.50% · 4.625%
HK$237,801
+HK$11,907/mo
Deposit HK$4.69M · loan HK$42.24M · min. income ≈ HK$451,788/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,994,756 · Scale 2, in force from 26 Feb 2026)