LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,041
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$110,370
−HK$3,383/mo
Today · 4.125%
HK$113,753
baseline
▲ 0.50% · 4.625%
HK$120,675
+HK$6,922/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$227,506/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,082
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$122,275
−HK$3,240/mo
Today · 4.125%
HK$125,515
baseline
▲ 0.50% · 4.625%
HK$132,131
+HK$6,616/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$251,030/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,449
−HK$8,055/mo
▼ 0.25% · 3.875%
HK$132,444
−HK$4,060/mo
Today · 4.125%
HK$136,504
baseline
▲ 0.50% · 4.625%
HK$144,810
+HK$8,306/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$273,008/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,995,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,898
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$146,731
−HK$3,887/mo
Today · 4.125%
HK$150,618
baseline
▲ 0.50% · 4.625%
HK$158,558
+HK$7,940/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$301,236/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,995,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,857
−HK$9,397/mo
▼ 0.25% · 3.875%
HK$154,518
−HK$4,736/mo
Today · 4.125%
HK$159,254
baseline
▲ 0.50% · 4.625%
HK$168,945
+HK$9,691/mo
Deposit HK$14.08M · loan HK$32.86M · min. income ≈ HK$318,508/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,714
−HK$9,008/mo
▼ 0.25% · 3.875%
HK$171,186
−HK$4,536/mo
Today · 4.125%
HK$175,722
baseline
▲ 0.50% · 4.625%
HK$184,984
+HK$9,262/mo
Deposit HK$14.08M · loan HK$32.86M · min. income ≈ HK$351,444/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,673
−HK$12,083/mo
▼ 0.25% · 3.875%
HK$198,667
−HK$6,089/mo
Today · 4.125%
HK$204,756
baseline
▲ 0.50% · 4.625%
HK$217,215
+HK$12,459/mo
Deposit HK$4.69M · loan HK$42.25M · min. income ≈ HK$409,512/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,347
−HK$11,581/mo
▼ 0.25% · 3.875%
HK$220,096
−HK$5,832/mo
Today · 4.125%
HK$225,928
baseline
▲ 0.50% · 4.625%
HK$237,837
+HK$11,909/mo
Deposit HK$4.69M · loan HK$42.25M · min. income ≈ HK$451,856/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,054 · Scale 2, in force from 26 Feb 2026)