LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,051
−HK$6,713/mo
▼ 0.25% · 3.875%
HK$110,381
−HK$3,383/mo
Today · 4.125%
HK$113,764
baseline
▲ 0.50% · 4.625%
HK$120,687
+HK$6,923/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$227,528/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,093
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$122,287
−HK$3,241/mo
Today · 4.125%
HK$125,528
baseline
▲ 0.50% · 4.625%
HK$132,144
+HK$6,616/mo
Deposit HK$23.47M · loan HK$23.47M · min. income ≈ HK$251,056/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,461
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$132,457
−HK$4,060/mo
Today · 4.125%
HK$136,517
baseline
▲ 0.50% · 4.625%
HK$144,824
+HK$8,307/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$273,034/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,995,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,912
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$146,745
−HK$3,888/mo
Today · 4.125%
HK$150,633
baseline
▲ 0.50% · 4.625%
HK$158,573
+HK$7,940/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$301,266/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,995,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,872
−HK$9,398/mo
▼ 0.25% · 3.875%
HK$154,534
−HK$4,736/mo
Today · 4.125%
HK$159,270
baseline
▲ 0.50% · 4.625%
HK$168,961
+HK$9,691/mo
Deposit HK$14.08M · loan HK$32.86M · min. income ≈ HK$318,540/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,731
−HK$9,008/mo
▼ 0.25% · 3.875%
HK$171,202
−HK$4,537/mo
Today · 4.125%
HK$175,739
baseline
▲ 0.50% · 4.625%
HK$185,002
+HK$9,263/mo
Deposit HK$14.08M · loan HK$32.86M · min. income ≈ HK$351,478/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,692
−HK$12,084/mo
▼ 0.25% · 3.875%
HK$198,686
−HK$6,090/mo
Today · 4.125%
HK$204,776
baseline
▲ 0.50% · 4.625%
HK$217,236
+HK$12,460/mo
Deposit HK$4.69M · loan HK$42.25M · min. income ≈ HK$409,552/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,368
−HK$11,582/mo
▼ 0.25% · 3.875%
HK$220,117
−HK$5,833/mo
Today · 4.125%
HK$225,950
baseline
▲ 0.50% · 4.625%
HK$237,860
+HK$11,910/mo
Deposit HK$4.69M · loan HK$42.25M · min. income ≈ HK$451,900/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,248 · Scale 2, in force from 26 Feb 2026)