LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,069
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$110,399
−HK$3,384/mo
Today · 4.125%
HK$113,783
baseline
▲ 0.50% · 4.625%
HK$120,706
+HK$6,923/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$227,566/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,113
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$122,308
−HK$3,240/mo
Today · 4.125%
HK$125,548
baseline
▲ 0.50% · 4.625%
HK$132,166
+HK$6,618/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$251,096/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,483
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,479
−HK$4,061/mo
Today · 4.125%
HK$136,540
baseline
▲ 0.50% · 4.625%
HK$144,848
+HK$8,308/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$273,080/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,995,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,936
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$146,769
−HK$3,889/mo
Today · 4.125%
HK$150,658
baseline
▲ 0.50% · 4.625%
HK$158,599
+HK$7,941/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$301,316/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,995,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,896
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$154,559
−HK$4,737/mo
Today · 4.125%
HK$159,296
baseline
▲ 0.50% · 4.625%
HK$168,989
+HK$9,693/mo
Deposit HK$14.09M · loan HK$32.87M · min. income ≈ HK$318,592/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,758
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$171,231
−HK$4,537/mo
Today · 4.125%
HK$175,768
baseline
▲ 0.50% · 4.625%
HK$185,033
+HK$9,265/mo
Deposit HK$14.09M · loan HK$32.87M · min. income ≈ HK$351,536/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,724
−HK$12,085/mo
▼ 0.25% · 3.875%
HK$198,719
−HK$6,090/mo
Today · 4.125%
HK$204,809
baseline
▲ 0.50% · 4.625%
HK$217,272
+HK$12,463/mo
Deposit HK$4.70M · loan HK$42.26M · min. income ≈ HK$409,618/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,404
−HK$11,583/mo
▼ 0.25% · 3.875%
HK$220,154
−HK$5,833/mo
Today · 4.125%
HK$225,987
baseline
▲ 0.50% · 4.625%
HK$237,899
+HK$11,912/mo
Deposit HK$4.70M · loan HK$42.26M · min. income ≈ HK$451,974/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,578 · Scale 2, in force from 26 Feb 2026)