LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,707
−HK$671/mo
▼ 0.25% · 3.875%
HK$11,040
−HK$338/mo
Today · 4.125%
HK$11,378
baseline
▲ 0.50% · 4.625%
HK$12,071
+HK$693/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,756/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$87,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,911
−HK$644/mo
▼ 0.25% · 3.875%
HK$12,231
−HK$324/mo
Today · 4.125%
HK$12,555
baseline
▲ 0.50% · 4.625%
HK$13,217
+HK$662/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,110/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$87,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,848
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,248
−HK$406/mo
Today · 4.125%
HK$13,654
baseline
▲ 0.50% · 4.625%
HK$14,485
+HK$831/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,308/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,294
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,677
−HK$389/mo
Today · 4.125%
HK$15,066
baseline
▲ 0.50% · 4.625%
HK$15,860
+HK$794/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,132/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,990
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,456
−HK$474/mo
Today · 4.125%
HK$15,930
baseline
▲ 0.50% · 4.625%
HK$16,899
+HK$969/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$31,860/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,676
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,123
−HK$454/mo
Today · 4.125%
HK$17,577
baseline
▲ 0.50% · 4.625%
HK$18,504
+HK$927/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$35,154/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,273
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,872
−HK$609/mo
Today · 4.125%
HK$20,481
baseline
▲ 0.50% · 4.625%
HK$21,728
+HK$1,247/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$40,962/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,441
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,016
−HK$583/mo
Today · 4.125%
HK$22,599
baseline
▲ 0.50% · 4.625%
HK$23,790
+HK$1,191/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$45,198/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,055 · Scale 2, in force from 26 Feb 2026)