LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,072
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$110,403
−HK$3,383/mo
Today · 4.125%
HK$113,786
baseline
▲ 0.50% · 4.625%
HK$120,710
+HK$6,924/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$227,572/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,117
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$122,311
−HK$3,241/mo
Today · 4.125%
HK$125,552
baseline
▲ 0.50% · 4.625%
HK$132,170
+HK$6,618/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$251,104/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,487
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,483
−HK$4,061/mo
Today · 4.125%
HK$136,544
baseline
▲ 0.50% · 4.625%
HK$144,852
+HK$8,308/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$273,088/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,995,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,940
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,774
−HK$3,889/mo
Today · 4.125%
HK$150,663
baseline
▲ 0.50% · 4.625%
HK$158,604
+HK$7,941/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$301,326/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,995,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,901
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$154,564
−HK$4,737/mo
Today · 4.125%
HK$159,301
baseline
▲ 0.50% · 4.625%
HK$168,994
+HK$9,693/mo
Deposit HK$14.09M · loan HK$32.87M · min. income ≈ HK$318,602/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,763
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$171,236
−HK$4,537/mo
Today · 4.125%
HK$175,773
baseline
▲ 0.50% · 4.625%
HK$185,038
+HK$9,265/mo
Deposit HK$14.09M · loan HK$32.87M · min. income ≈ HK$351,546/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,730
−HK$12,086/mo
▼ 0.25% · 3.875%
HK$198,725
−HK$6,091/mo
Today · 4.125%
HK$204,816
baseline
▲ 0.50% · 4.625%
HK$217,278
+HK$12,462/mo
Deposit HK$4.70M · loan HK$42.26M · min. income ≈ HK$409,632/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,410
−HK$11,584/mo
▼ 0.25% · 3.875%
HK$220,160
−HK$5,834/mo
Today · 4.125%
HK$225,994
baseline
▲ 0.50% · 4.625%
HK$237,906
+HK$11,912/mo
Deposit HK$4.70M · loan HK$42.26M · min. income ≈ HK$451,988/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,638 · Scale 2, in force from 26 Feb 2026)