LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,075
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$110,406
−HK$3,383/mo
Today · 4.125%
HK$113,789
baseline
▲ 0.50% · 4.625%
HK$120,713
+HK$6,924/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$227,578/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,120
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$122,315
−HK$3,240/mo
Today · 4.125%
HK$125,555
baseline
▲ 0.50% · 4.625%
HK$132,174
+HK$6,619/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$251,110/mo (50% DSR)
Upfront cash ≈ HK$25.47M (deposit + AVD stamp duty HK$1,995,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,490
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,487
−HK$4,060/mo
Today · 4.125%
HK$136,547
baseline
▲ 0.50% · 4.625%
HK$144,856
+HK$8,309/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$273,094/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,995,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,944
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,777
−HK$3,890/mo
Today · 4.125%
HK$150,667
baseline
▲ 0.50% · 4.625%
HK$158,608
+HK$7,941/mo
Deposit HK$18.78M · loan HK$28.17M · min. income ≈ HK$301,334/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,995,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,905
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$154,568
−HK$4,737/mo
Today · 4.125%
HK$159,305
baseline
▲ 0.50% · 4.625%
HK$168,999
+HK$9,694/mo
Deposit HK$14.09M · loan HK$32.87M · min. income ≈ HK$318,610/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,768
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$171,240
−HK$4,538/mo
Today · 4.125%
HK$175,778
baseline
▲ 0.50% · 4.625%
HK$185,043
+HK$9,265/mo
Deposit HK$14.09M · loan HK$32.87M · min. income ≈ HK$351,556/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,735
−HK$12,086/mo
▼ 0.25% · 3.875%
HK$198,730
−HK$6,091/mo
Today · 4.125%
HK$204,821
baseline
▲ 0.50% · 4.625%
HK$217,284
+HK$12,463/mo
Deposit HK$4.70M · loan HK$42.26M · min. income ≈ HK$409,642/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,416
−HK$11,584/mo
▼ 0.25% · 3.875%
HK$220,166
−HK$5,834/mo
Today · 4.125%
HK$226,000
baseline
▲ 0.50% · 4.625%
HK$237,913
+HK$11,913/mo
Deposit HK$4.70M · loan HK$42.26M · min. income ≈ HK$452,000/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,691 · Scale 2, in force from 26 Feb 2026)