LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,086
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$110,417
−HK$3,384/mo
Today · 4.125%
HK$113,801
baseline
▲ 0.50% · 4.625%
HK$120,726
+HK$6,925/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$227,602/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$1,995,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,132
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$122,327
−HK$3,241/mo
Today · 4.125%
HK$125,568
baseline
▲ 0.50% · 4.625%
HK$132,187
+HK$6,619/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$251,136/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$1,995,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,503
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$132,500
−HK$4,061/mo
Today · 4.125%
HK$136,561
baseline
▲ 0.50% · 4.625%
HK$144,871
+HK$8,310/mo
Deposit HK$18.78M · loan HK$28.18M · min. income ≈ HK$273,122/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,995,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,958
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$146,792
−HK$3,890/mo
Today · 4.125%
HK$150,682
baseline
▲ 0.50% · 4.625%
HK$158,624
+HK$7,942/mo
Deposit HK$18.78M · loan HK$28.18M · min. income ≈ HK$301,364/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,995,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,920
−HK$9,401/mo
▼ 0.25% · 3.875%
HK$154,583
−HK$4,738/mo
Today · 4.125%
HK$159,321
baseline
▲ 0.50% · 4.625%
HK$169,016
+HK$9,695/mo
Deposit HK$14.09M · loan HK$32.87M · min. income ≈ HK$318,642/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,785
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$171,258
−HK$4,537/mo
Today · 4.125%
HK$175,795
baseline
▲ 0.50% · 4.625%
HK$185,062
+HK$9,267/mo
Deposit HK$14.09M · loan HK$32.87M · min. income ≈ HK$351,590/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,995,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,754
−HK$12,088/mo
▼ 0.25% · 3.875%
HK$198,750
−HK$6,092/mo
Today · 4.125%
HK$204,842
baseline
▲ 0.50% · 4.625%
HK$217,306
+HK$12,464/mo
Deposit HK$4.70M · loan HK$42.27M · min. income ≈ HK$409,684/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,437
−HK$11,586/mo
▼ 0.25% · 3.875%
HK$220,188
−HK$5,835/mo
Today · 4.125%
HK$226,023
baseline
▲ 0.50% · 4.625%
HK$237,937
+HK$11,914/mo
Deposit HK$4.70M · loan HK$42.27M · min. income ≈ HK$452,046/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,995,892 · Scale 2, in force from 26 Feb 2026)