LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,710
−HK$672/mo
▼ 0.25% · 3.875%
HK$11,043
−HK$339/mo
Today · 4.125%
HK$11,382
baseline
▲ 0.50% · 4.625%
HK$12,074
+HK$692/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,764/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,915
−HK$643/mo
▼ 0.25% · 3.875%
HK$12,234
−HK$324/mo
Today · 4.125%
HK$12,558
baseline
▲ 0.50% · 4.625%
HK$13,220
+HK$662/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,116/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,852
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,252
−HK$406/mo
Today · 4.125%
HK$13,658
baseline
▲ 0.50% · 4.625%
HK$14,489
+HK$831/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,316/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,298
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,681
−HK$389/mo
Today · 4.125%
HK$15,070
baseline
▲ 0.50% · 4.625%
HK$15,865
+HK$795/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,140/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,994
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,460
−HK$474/mo
Today · 4.125%
HK$15,934
baseline
▲ 0.50% · 4.625%
HK$16,904
+HK$970/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$31,868/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,681
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,128
−HK$454/mo
Today · 4.125%
HK$17,582
baseline
▲ 0.50% · 4.625%
HK$18,509
+HK$927/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$35,164/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,278
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,878
−HK$609/mo
Today · 4.125%
HK$20,487
baseline
▲ 0.50% · 4.625%
HK$21,733
+HK$1,246/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$40,974/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,447
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,022
−HK$583/mo
Today · 4.125%
HK$22,605
baseline
▲ 0.50% · 4.625%
HK$23,797
+HK$1,192/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$45,210/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,183 · Scale 2, in force from 26 Feb 2026)