LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,101
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$110,432
−HK$3,385/mo
Today · 4.125%
HK$113,817
baseline
▲ 0.50% · 4.625%
HK$120,742
+HK$6,925/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$227,634/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$1,996,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,148
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$122,344
−HK$3,242/mo
Today · 4.125%
HK$125,586
baseline
▲ 0.50% · 4.625%
HK$132,206
+HK$6,620/mo
Deposit HK$23.48M · loan HK$23.48M · min. income ≈ HK$251,172/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$1,996,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,521
−HK$8,059/mo
▼ 0.25% · 3.875%
HK$132,519
−HK$4,061/mo
Today · 4.125%
HK$136,580
baseline
▲ 0.50% · 4.625%
HK$144,891
+HK$8,311/mo
Deposit HK$18.79M · loan HK$28.18M · min. income ≈ HK$273,160/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,996,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,978
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$146,813
−HK$3,890/mo
Today · 4.125%
HK$150,703
baseline
▲ 0.50% · 4.625%
HK$158,647
+HK$7,944/mo
Deposit HK$18.79M · loan HK$28.18M · min. income ≈ HK$301,406/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,996,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,941
−HK$9,403/mo
▼ 0.25% · 3.875%
HK$154,605
−HK$4,739/mo
Today · 4.125%
HK$159,344
baseline
▲ 0.50% · 4.625%
HK$169,039
+HK$9,695/mo
Deposit HK$14.09M · loan HK$32.88M · min. income ≈ HK$318,688/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,808
−HK$9,012/mo
▼ 0.25% · 3.875%
HK$171,282
−HK$4,538/mo
Today · 4.125%
HK$175,820
baseline
▲ 0.50% · 4.625%
HK$185,088
+HK$9,268/mo
Deposit HK$14.09M · loan HK$32.88M · min. income ≈ HK$351,640/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,781
−HK$12,089/mo
▼ 0.25% · 3.875%
HK$198,778
−HK$6,092/mo
Today · 4.125%
HK$204,870
baseline
▲ 0.50% · 4.625%
HK$217,336
+HK$12,466/mo
Deposit HK$4.70M · loan HK$42.27M · min. income ≈ HK$409,740/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,996,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,467
−HK$11,587/mo
▼ 0.25% · 3.875%
HK$220,219
−HK$5,835/mo
Today · 4.125%
HK$226,054
baseline
▲ 0.50% · 4.625%
HK$237,970
+HK$11,916/mo
Deposit HK$4.70M · loan HK$42.27M · min. income ≈ HK$452,108/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,996,171 · Scale 2, in force from 26 Feb 2026)