LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,104
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$110,436
−HK$3,385/mo
Today · 4.125%
HK$113,821
baseline
▲ 0.50% · 4.625%
HK$120,746
+HK$6,925/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$227,642/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$1,996,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,152
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$122,348
−HK$3,242/mo
Today · 4.125%
HK$125,590
baseline
▲ 0.50% · 4.625%
HK$132,210
+HK$6,620/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$251,180/mo (50% DSR)
Upfront cash ≈ HK$25.48M (deposit + AVD stamp duty HK$1,996,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,525
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$132,523
−HK$4,062/mo
Today · 4.125%
HK$136,585
baseline
▲ 0.50% · 4.625%
HK$144,896
+HK$8,311/mo
Deposit HK$18.79M · loan HK$28.18M · min. income ≈ HK$273,170/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,996,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,983
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$146,817
−HK$3,891/mo
Today · 4.125%
HK$150,708
baseline
▲ 0.50% · 4.625%
HK$158,652
+HK$7,944/mo
Deposit HK$18.79M · loan HK$28.18M · min. income ≈ HK$301,416/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,996,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,946
−HK$9,403/mo
▼ 0.25% · 3.875%
HK$154,610
−HK$4,739/mo
Today · 4.125%
HK$159,349
baseline
▲ 0.50% · 4.625%
HK$169,045
+HK$9,696/mo
Deposit HK$14.09M · loan HK$32.88M · min. income ≈ HK$318,698/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,813
−HK$9,013/mo
▼ 0.25% · 3.875%
HK$171,287
−HK$4,539/mo
Today · 4.125%
HK$175,826
baseline
▲ 0.50% · 4.625%
HK$185,094
+HK$9,268/mo
Deposit HK$14.09M · loan HK$32.88M · min. income ≈ HK$351,652/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,788
−HK$12,089/mo
▼ 0.25% · 3.875%
HK$198,784
−HK$6,093/mo
Today · 4.125%
HK$204,877
baseline
▲ 0.50% · 4.625%
HK$217,343
+HK$12,466/mo
Deposit HK$4.70M · loan HK$42.27M · min. income ≈ HK$409,754/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,996,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,474
−HK$11,588/mo
▼ 0.25% · 3.875%
HK$220,226
−HK$5,836/mo
Today · 4.125%
HK$226,062
baseline
▲ 0.50% · 4.625%
HK$237,978
+HK$11,916/mo
Deposit HK$4.70M · loan HK$42.27M · min. income ≈ HK$452,124/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,996,235 · Scale 2, in force from 26 Feb 2026)