LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,712
−HK$672/mo
▼ 0.25% · 3.875%
HK$11,045
−HK$339/mo
Today · 4.125%
HK$11,384
baseline
▲ 0.50% · 4.625%
HK$12,076
+HK$692/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,768/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,917
−HK$644/mo
▼ 0.25% · 3.875%
HK$12,237
−HK$324/mo
Today · 4.125%
HK$12,561
baseline
▲ 0.50% · 4.625%
HK$13,223
+HK$662/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,122/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,854
−HK$807/mo
▼ 0.25% · 3.875%
HK$13,254
−HK$407/mo
Today · 4.125%
HK$13,661
baseline
▲ 0.50% · 4.625%
HK$14,492
+HK$831/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,322/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,300
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,684
−HK$389/mo
Today · 4.125%
HK$15,073
baseline
▲ 0.50% · 4.625%
HK$15,868
+HK$795/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,146/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,997
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,463
−HK$474/mo
Today · 4.125%
HK$15,937
baseline
▲ 0.50% · 4.625%
HK$16,907
+HK$970/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$31,874/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,684
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,131
−HK$454/mo
Today · 4.125%
HK$17,585
baseline
▲ 0.50% · 4.625%
HK$18,512
+HK$927/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$35,170/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,282
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,881
−HK$610/mo
Today · 4.125%
HK$20,491
baseline
▲ 0.50% · 4.625%
HK$21,738
+HK$1,247/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$40,982/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,451
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,026
−HK$584/mo
Today · 4.125%
HK$22,610
baseline
▲ 0.50% · 4.625%
HK$23,801
+HK$1,191/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$45,220/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,274 · Scale 2, in force from 26 Feb 2026)