LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,128
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$110,460
−HK$3,386/mo
Today · 4.125%
HK$113,846
baseline
▲ 0.50% · 4.625%
HK$120,773
+HK$6,927/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$227,692/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,996,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,179
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$122,375
−HK$3,242/mo
Today · 4.125%
HK$125,617
baseline
▲ 0.50% · 4.625%
HK$132,239
+HK$6,622/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$251,234/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,996,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,553
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,552
−HK$4,063/mo
Today · 4.125%
HK$136,615
baseline
▲ 0.50% · 4.625%
HK$144,927
+HK$8,312/mo
Deposit HK$18.79M · loan HK$28.19M · min. income ≈ HK$273,230/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,996,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,014
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$146,850
−HK$3,891/mo
Today · 4.125%
HK$150,741
baseline
▲ 0.50% · 4.625%
HK$158,687
+HK$7,946/mo
Deposit HK$18.79M · loan HK$28.19M · min. income ≈ HK$301,482/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,996,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,979
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$154,644
−HK$4,740/mo
Today · 4.125%
HK$159,384
baseline
▲ 0.50% · 4.625%
HK$169,082
+HK$9,698/mo
Deposit HK$14.09M · loan HK$32.89M · min. income ≈ HK$318,768/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,850
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$171,325
−HK$4,539/mo
Today · 4.125%
HK$175,864
baseline
▲ 0.50% · 4.625%
HK$185,134
+HK$9,270/mo
Deposit HK$14.09M · loan HK$32.89M · min. income ≈ HK$351,728/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,830
−HK$12,092/mo
▼ 0.25% · 3.875%
HK$198,828
−HK$6,094/mo
Today · 4.125%
HK$204,922
baseline
▲ 0.50% · 4.625%
HK$217,391
+HK$12,469/mo
Deposit HK$4.70M · loan HK$42.28M · min. income ≈ HK$409,844/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,996,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,521
−HK$11,590/mo
▼ 0.25% · 3.875%
HK$220,275
−HK$5,836/mo
Today · 4.125%
HK$226,111
baseline
▲ 0.50% · 4.625%
HK$238,030
+HK$11,919/mo
Deposit HK$4.70M · loan HK$42.28M · min. income ≈ HK$452,222/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,996,675 · Scale 2, in force from 26 Feb 2026)