LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,131
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$110,463
−HK$3,386/mo
Today · 4.125%
HK$113,849
baseline
▲ 0.50% · 4.625%
HK$120,776
+HK$6,927/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$227,698/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,996,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,182
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$122,378
−HK$3,243/mo
Today · 4.125%
HK$125,621
baseline
▲ 0.50% · 4.625%
HK$132,242
+HK$6,621/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$251,242/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,996,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,557
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$132,556
−HK$4,062/mo
Today · 4.125%
HK$136,618
baseline
▲ 0.50% · 4.625%
HK$144,931
+HK$8,313/mo
Deposit HK$18.79M · loan HK$28.19M · min. income ≈ HK$273,236/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,996,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,018
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$146,854
−HK$3,891/mo
Today · 4.125%
HK$150,745
baseline
▲ 0.50% · 4.625%
HK$158,691
+HK$7,946/mo
Deposit HK$18.79M · loan HK$28.19M · min. income ≈ HK$301,490/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,996,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,983
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$154,648
−HK$4,740/mo
Today · 4.125%
HK$159,388
baseline
▲ 0.50% · 4.625%
HK$169,086
+HK$9,698/mo
Deposit HK$14.09M · loan HK$32.89M · min. income ≈ HK$318,776/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,854
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$171,329
−HK$4,540/mo
Today · 4.125%
HK$175,869
baseline
▲ 0.50% · 4.625%
HK$185,139
+HK$9,270/mo
Deposit HK$14.09M · loan HK$32.89M · min. income ≈ HK$351,738/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,835
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$198,833
−HK$6,095/mo
Today · 4.125%
HK$204,928
baseline
▲ 0.50% · 4.625%
HK$217,397
+HK$12,469/mo
Deposit HK$4.70M · loan HK$42.28M · min. income ≈ HK$409,856/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,996,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,527
−HK$11,590/mo
▼ 0.25% · 3.875%
HK$220,281
−HK$5,836/mo
Today · 4.125%
HK$226,117
baseline
▲ 0.50% · 4.625%
HK$238,036
+HK$11,919/mo
Deposit HK$4.70M · loan HK$42.28M · min. income ≈ HK$452,234/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$1,996,728 · Scale 2, in force from 26 Feb 2026)