LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,133
−HK$6,719/mo
▼ 0.25% · 3.875%
HK$110,466
−HK$3,386/mo
Today · 4.125%
HK$113,852
baseline
▲ 0.50% · 4.625%
HK$120,779
+HK$6,927/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$227,704/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,996,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,185
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$122,381
−HK$3,243/mo
Today · 4.125%
HK$125,624
baseline
▲ 0.50% · 4.625%
HK$132,246
+HK$6,622/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$251,248/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,996,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,560
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,559
−HK$4,063/mo
Today · 4.125%
HK$136,622
baseline
▲ 0.50% · 4.625%
HK$144,935
+HK$8,313/mo
Deposit HK$18.79M · loan HK$28.19M · min. income ≈ HK$273,244/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,996,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,022
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$146,858
−HK$3,891/mo
Today · 4.125%
HK$150,749
baseline
▲ 0.50% · 4.625%
HK$158,695
+HK$7,946/mo
Deposit HK$18.79M · loan HK$28.19M · min. income ≈ HK$301,498/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,996,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,987
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$154,652
−HK$4,740/mo
Today · 4.125%
HK$159,392
baseline
▲ 0.50% · 4.625%
HK$169,091
+HK$9,699/mo
Deposit HK$14.09M · loan HK$32.89M · min. income ≈ HK$318,784/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,859
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$171,334
−HK$4,540/mo
Today · 4.125%
HK$175,874
baseline
▲ 0.50% · 4.625%
HK$185,144
+HK$9,270/mo
Deposit HK$14.09M · loan HK$32.89M · min. income ≈ HK$351,748/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,840
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$198,839
−HK$6,094/mo
Today · 4.125%
HK$204,933
baseline
▲ 0.50% · 4.625%
HK$217,403
+HK$12,470/mo
Deposit HK$4.70M · loan HK$42.28M · min. income ≈ HK$409,866/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,996,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,533
−HK$11,590/mo
▼ 0.25% · 3.875%
HK$220,286
−HK$5,837/mo
Today · 4.125%
HK$226,123
baseline
▲ 0.50% · 4.625%
HK$238,043
+HK$11,920/mo
Deposit HK$4.70M · loan HK$42.28M · min. income ≈ HK$452,246/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,996,781 · Scale 2, in force from 26 Feb 2026)