LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,136
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$110,469
−HK$3,385/mo
Today · 4.125%
HK$113,854
baseline
▲ 0.50% · 4.625%
HK$120,782
+HK$6,928/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$227,708/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,188
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$122,384
−HK$3,243/mo
Today · 4.125%
HK$125,627
baseline
▲ 0.50% · 4.625%
HK$132,249
+HK$6,622/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$251,254/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,563
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,562
−HK$4,063/mo
Today · 4.125%
HK$136,625
baseline
▲ 0.50% · 4.625%
HK$144,939
+HK$8,314/mo
Deposit HK$18.79M · loan HK$28.19M · min. income ≈ HK$273,250/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,025
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,861
−HK$3,892/mo
Today · 4.125%
HK$150,753
baseline
▲ 0.50% · 4.625%
HK$158,699
+HK$7,946/mo
Deposit HK$18.79M · loan HK$28.19M · min. income ≈ HK$301,506/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,991
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$154,656
−HK$4,740/mo
Today · 4.125%
HK$159,396
baseline
▲ 0.50% · 4.625%
HK$169,095
+HK$9,699/mo
Deposit HK$14.10M · loan HK$32.89M · min. income ≈ HK$318,792/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,863
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$171,338
−HK$4,540/mo
Today · 4.125%
HK$175,878
baseline
▲ 0.50% · 4.625%
HK$185,149
+HK$9,271/mo
Deposit HK$14.10M · loan HK$32.89M · min. income ≈ HK$351,756/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,845
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$198,844
−HK$6,094/mo
Today · 4.125%
HK$204,938
baseline
▲ 0.50% · 4.625%
HK$217,408
+HK$12,470/mo
Deposit HK$4.70M · loan HK$42.29M · min. income ≈ HK$409,876/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,996,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,538
−HK$11,591/mo
▼ 0.25% · 3.875%
HK$220,292
−HK$5,837/mo
Today · 4.125%
HK$226,129
baseline
▲ 0.50% · 4.625%
HK$238,048
+HK$11,919/mo
Deposit HK$4.70M · loan HK$42.29M · min. income ≈ HK$452,258/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,996,830 · Scale 2, in force from 26 Feb 2026)