LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,145
−HK$6,719/mo
▼ 0.25% · 3.875%
HK$110,478
−HK$3,386/mo
Today · 4.125%
HK$113,864
baseline
▲ 0.50% · 4.625%
HK$120,793
+HK$6,929/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$227,728/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,997,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,198
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$122,395
−HK$3,243/mo
Today · 4.125%
HK$125,638
baseline
▲ 0.50% · 4.625%
HK$132,261
+HK$6,623/mo
Deposit HK$23.49M · loan HK$23.49M · min. income ≈ HK$251,276/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,997,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,574
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$132,574
−HK$4,063/mo
Today · 4.125%
HK$136,637
baseline
▲ 0.50% · 4.625%
HK$144,951
+HK$8,314/mo
Deposit HK$18.80M · loan HK$28.19M · min. income ≈ HK$273,274/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,997,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,038
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,874
−HK$3,892/mo
Today · 4.125%
HK$150,766
baseline
▲ 0.50% · 4.625%
HK$158,713
+HK$7,947/mo
Deposit HK$18.80M · loan HK$28.19M · min. income ≈ HK$301,532/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,997,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,003
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$154,669
−HK$4,741/mo
Today · 4.125%
HK$159,410
baseline
▲ 0.50% · 4.625%
HK$169,110
+HK$9,700/mo
Deposit HK$14.10M · loan HK$32.89M · min. income ≈ HK$318,820/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,997,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,877
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$171,353
−HK$4,540/mo
Today · 4.125%
HK$175,893
baseline
▲ 0.50% · 4.625%
HK$185,165
+HK$9,272/mo
Deposit HK$14.10M · loan HK$32.89M · min. income ≈ HK$351,786/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,997,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,862
−HK$12,094/mo
▼ 0.25% · 3.875%
HK$198,861
−HK$6,095/mo
Today · 4.125%
HK$204,956
baseline
▲ 0.50% · 4.625%
HK$217,427
+HK$12,471/mo
Deposit HK$4.70M · loan HK$42.29M · min. income ≈ HK$409,912/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,557
−HK$11,591/mo
▼ 0.25% · 3.875%
HK$220,311
−HK$5,837/mo
Today · 4.125%
HK$226,148
baseline
▲ 0.50% · 4.625%
HK$238,069
+HK$11,921/mo
Deposit HK$4.70M · loan HK$42.29M · min. income ≈ HK$452,296/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,003 · Scale 2, in force from 26 Feb 2026)