LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,154
−HK$6,719/mo
▼ 0.25% · 3.875%
HK$110,487
−HK$3,386/mo
Today · 4.125%
HK$113,873
baseline
▲ 0.50% · 4.625%
HK$120,802
+HK$6,929/mo
Deposit HK$23.50M · loan HK$23.50M · min. income ≈ HK$227,746/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,997,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,207
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$122,404
−HK$3,244/mo
Today · 4.125%
HK$125,648
baseline
▲ 0.50% · 4.625%
HK$132,271
+HK$6,623/mo
Deposit HK$23.50M · loan HK$23.50M · min. income ≈ HK$251,296/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,997,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,584
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$132,584
−HK$4,064/mo
Today · 4.125%
HK$136,648
baseline
▲ 0.50% · 4.625%
HK$144,962
+HK$8,314/mo
Deposit HK$18.80M · loan HK$28.20M · min. income ≈ HK$273,296/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,997,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,049
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,885
−HK$3,892/mo
Today · 4.125%
HK$150,777
baseline
▲ 0.50% · 4.625%
HK$158,725
+HK$7,948/mo
Deposit HK$18.80M · loan HK$28.20M · min. income ≈ HK$301,554/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,997,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,015
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$154,681
−HK$4,741/mo
Today · 4.125%
HK$159,422
baseline
▲ 0.50% · 4.625%
HK$169,123
+HK$9,701/mo
Deposit HK$14.10M · loan HK$32.89M · min. income ≈ HK$318,844/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,997,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,890
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$171,366
−HK$4,541/mo
Today · 4.125%
HK$175,907
baseline
▲ 0.50% · 4.625%
HK$185,179
+HK$9,272/mo
Deposit HK$14.10M · loan HK$32.89M · min. income ≈ HK$351,814/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,997,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,877
−HK$12,095/mo
▼ 0.25% · 3.875%
HK$198,876
−HK$6,096/mo
Today · 4.125%
HK$204,972
baseline
▲ 0.50% · 4.625%
HK$217,444
+HK$12,472/mo
Deposit HK$4.70M · loan HK$42.29M · min. income ≈ HK$409,944/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,573
−HK$11,593/mo
▼ 0.25% · 3.875%
HK$220,328
−HK$5,838/mo
Today · 4.125%
HK$226,166
baseline
▲ 0.50% · 4.625%
HK$238,087
+HK$11,921/mo
Deposit HK$4.70M · loan HK$42.29M · min. income ≈ HK$452,332/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,157 · Scale 2, in force from 26 Feb 2026)