LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,155
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$110,489
−HK$3,386/mo
Today · 4.125%
HK$113,875
baseline
▲ 0.50% · 4.625%
HK$120,804
+HK$6,929/mo
Deposit HK$23.50M · loan HK$23.50M · min. income ≈ HK$227,750/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,997,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,209
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$122,406
−HK$3,244/mo
Today · 4.125%
HK$125,650
baseline
▲ 0.50% · 4.625%
HK$132,273
+HK$6,623/mo
Deposit HK$23.50M · loan HK$23.50M · min. income ≈ HK$251,300/mo (50% DSR)
Upfront cash ≈ HK$25.49M (deposit + AVD stamp duty HK$1,997,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,586
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$132,586
−HK$4,064/mo
Today · 4.125%
HK$136,650
baseline
▲ 0.50% · 4.625%
HK$144,965
+HK$8,315/mo
Deposit HK$18.80M · loan HK$28.20M · min. income ≈ HK$273,300/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,997,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,051
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$146,888
−HK$3,892/mo
Today · 4.125%
HK$150,780
baseline
▲ 0.50% · 4.625%
HK$158,728
+HK$7,948/mo
Deposit HK$18.80M · loan HK$28.20M · min. income ≈ HK$301,560/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,997,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,018
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$154,684
−HK$4,741/mo
Today · 4.125%
HK$159,425
baseline
▲ 0.50% · 4.625%
HK$169,126
+HK$9,701/mo
Deposit HK$14.10M · loan HK$32.89M · min. income ≈ HK$318,850/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,997,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,893
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$171,369
−HK$4,541/mo
Today · 4.125%
HK$175,910
baseline
▲ 0.50% · 4.625%
HK$185,182
+HK$9,272/mo
Deposit HK$14.10M · loan HK$32.89M · min. income ≈ HK$351,820/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,997,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,880
−HK$12,095/mo
▼ 0.25% · 3.875%
HK$198,879
−HK$6,096/mo
Today · 4.125%
HK$204,975
baseline
▲ 0.50% · 4.625%
HK$217,447
+HK$12,472/mo
Deposit HK$4.70M · loan HK$42.29M · min. income ≈ HK$409,950/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,577
−HK$11,593/mo
▼ 0.25% · 3.875%
HK$220,332
−HK$5,838/mo
Today · 4.125%
HK$226,170
baseline
▲ 0.50% · 4.625%
HK$238,091
+HK$11,921/mo
Deposit HK$4.70M · loan HK$42.29M · min. income ≈ HK$452,340/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,190 · Scale 2, in force from 26 Feb 2026)