LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,168
−HK$6,721/mo
▼ 0.25% · 3.875%
HK$110,502
−HK$3,387/mo
Today · 4.125%
HK$113,889
baseline
▲ 0.50% · 4.625%
HK$120,818
+HK$6,929/mo
Deposit HK$23.50M · loan HK$23.50M · min. income ≈ HK$227,778/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$1,997,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,223
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$122,421
−HK$3,244/mo
Today · 4.125%
HK$125,665
baseline
▲ 0.50% · 4.625%
HK$132,289
+HK$6,624/mo
Deposit HK$23.50M · loan HK$23.50M · min. income ≈ HK$251,330/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$1,997,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,602
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$132,602
−HK$4,064/mo
Today · 4.125%
HK$136,666
baseline
▲ 0.50% · 4.625%
HK$144,982
+HK$8,316/mo
Deposit HK$18.80M · loan HK$28.20M · min. income ≈ HK$273,332/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,997,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,068
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,905
−HK$3,893/mo
Today · 4.125%
HK$150,798
baseline
▲ 0.50% · 4.625%
HK$158,746
+HK$7,948/mo
Deposit HK$18.80M · loan HK$28.20M · min. income ≈ HK$301,596/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,997,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,035
−HK$9,409/mo
▼ 0.25% · 3.875%
HK$154,702
−HK$4,742/mo
Today · 4.125%
HK$159,444
baseline
▲ 0.50% · 4.625%
HK$169,146
+HK$9,702/mo
Deposit HK$14.10M · loan HK$32.90M · min. income ≈ HK$318,888/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,997,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,913
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$171,389
−HK$4,542/mo
Today · 4.125%
HK$175,931
baseline
▲ 0.50% · 4.625%
HK$185,204
+HK$9,273/mo
Deposit HK$14.10M · loan HK$32.90M · min. income ≈ HK$351,862/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,997,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,903
−HK$12,096/mo
▼ 0.25% · 3.875%
HK$198,903
−HK$6,096/mo
Today · 4.125%
HK$204,999
baseline
▲ 0.50% · 4.625%
HK$217,473
+HK$12,474/mo
Deposit HK$4.70M · loan HK$42.30M · min. income ≈ HK$409,998/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,602
−HK$11,595/mo
▼ 0.25% · 3.875%
HK$220,358
−HK$5,839/mo
Today · 4.125%
HK$226,197
baseline
▲ 0.50% · 4.625%
HK$238,120
+HK$11,923/mo
Deposit HK$4.70M · loan HK$42.30M · min. income ≈ HK$452,394/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,428 · Scale 2, in force from 26 Feb 2026)