LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,717
−HK$673/mo
▼ 0.25% · 3.875%
HK$11,051
−HK$339/mo
Today · 4.125%
HK$11,390
baseline
▲ 0.50% · 4.625%
HK$12,083
+HK$693/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,780/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,923
−HK$644/mo
▼ 0.25% · 3.875%
HK$12,243
−HK$324/mo
Today · 4.125%
HK$12,567
baseline
▲ 0.50% · 4.625%
HK$13,230
+HK$663/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,134/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,861
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,261
−HK$406/mo
Today · 4.125%
HK$13,667
baseline
▲ 0.50% · 4.625%
HK$14,499
+HK$832/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,334/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,308
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,691
−HK$390/mo
Today · 4.125%
HK$15,081
baseline
▲ 0.50% · 4.625%
HK$15,876
+HK$795/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,162/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,004
−HK$941/mo
▼ 0.25% · 3.875%
HK$15,471
−HK$474/mo
Today · 4.125%
HK$15,945
baseline
▲ 0.50% · 4.625%
HK$16,916
+HK$971/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$31,890/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,692
−HK$902/mo
▼ 0.25% · 3.875%
HK$17,140
−HK$454/mo
Today · 4.125%
HK$17,594
baseline
▲ 0.50% · 4.625%
HK$18,522
+HK$928/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$35,188/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,291
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,891
−HK$610/mo
Today · 4.125%
HK$20,501
baseline
▲ 0.50% · 4.625%
HK$21,749
+HK$1,248/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,002/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,462
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,037
−HK$584/mo
Today · 4.125%
HK$22,621
baseline
▲ 0.50% · 4.625%
HK$23,813
+HK$1,192/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$45,242/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,511 · Scale 2, in force from 26 Feb 2026)