LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,719
−HK$672/mo
▼ 0.25% · 3.875%
HK$11,052
−HK$339/mo
Today · 4.125%
HK$11,391
baseline
▲ 0.50% · 4.625%
HK$12,084
+HK$693/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,782/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,925
−HK$644/mo
▼ 0.25% · 3.875%
HK$12,244
−HK$325/mo
Today · 4.125%
HK$12,569
baseline
▲ 0.50% · 4.625%
HK$13,231
+HK$662/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,138/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,863
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,263
−HK$406/mo
Today · 4.125%
HK$13,669
baseline
▲ 0.50% · 4.625%
HK$14,501
+HK$832/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,338/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,310
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,693
−HK$390/mo
Today · 4.125%
HK$15,083
baseline
▲ 0.50% · 4.625%
HK$15,878
+HK$795/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,166/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,006
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,473
−HK$475/mo
Today · 4.125%
HK$15,948
baseline
▲ 0.50% · 4.625%
HK$16,918
+HK$970/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$31,896/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,695
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,142
−HK$454/mo
Today · 4.125%
HK$17,596
baseline
▲ 0.50% · 4.625%
HK$18,524
+HK$928/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$35,192/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,294
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,894
−HK$610/mo
Today · 4.125%
HK$20,504
baseline
▲ 0.50% · 4.625%
HK$21,752
+HK$1,248/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,008/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,464
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,040
−HK$584/mo
Today · 4.125%
HK$22,624
baseline
▲ 0.50% · 4.625%
HK$23,817
+HK$1,193/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$45,248/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,575 · Scale 2, in force from 26 Feb 2026)