LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,190
−HK$6,721/mo
▼ 0.25% · 3.875%
HK$110,524
−HK$3,387/mo
Today · 4.125%
HK$113,911
baseline
▲ 0.50% · 4.625%
HK$120,843
+HK$6,932/mo
Deposit HK$23.50M · loan HK$23.50M · min. income ≈ HK$227,822/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$1,997,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,247
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$122,446
−HK$3,244/mo
Today · 4.125%
HK$125,690
baseline
▲ 0.50% · 4.625%
HK$132,315
+HK$6,625/mo
Deposit HK$23.50M · loan HK$23.50M · min. income ≈ HK$251,380/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$1,997,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,628
−HK$8,066/mo
▼ 0.25% · 3.875%
HK$132,629
−HK$4,065/mo
Today · 4.125%
HK$136,694
baseline
▲ 0.50% · 4.625%
HK$145,011
+HK$8,317/mo
Deposit HK$18.80M · loan HK$28.20M · min. income ≈ HK$273,388/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,997,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,097
−HK$7,731/mo
▼ 0.25% · 3.875%
HK$146,935
−HK$3,893/mo
Today · 4.125%
HK$150,828
baseline
▲ 0.50% · 4.625%
HK$158,778
+HK$7,950/mo
Deposit HK$18.80M · loan HK$28.20M · min. income ≈ HK$301,656/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,997,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,066
−HK$9,410/mo
▼ 0.25% · 3.875%
HK$154,733
−HK$4,743/mo
Today · 4.125%
HK$159,476
baseline
▲ 0.50% · 4.625%
HK$169,180
+HK$9,704/mo
Deposit HK$14.10M · loan HK$32.91M · min. income ≈ HK$318,952/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,997,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,946
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$171,424
−HK$4,542/mo
Today · 4.125%
HK$175,966
baseline
▲ 0.50% · 4.625%
HK$185,241
+HK$9,275/mo
Deposit HK$14.10M · loan HK$32.91M · min. income ≈ HK$351,932/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,997,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,941
−HK$12,100/mo
▼ 0.25% · 3.875%
HK$198,943
−HK$6,098/mo
Today · 4.125%
HK$205,041
baseline
▲ 0.50% · 4.625%
HK$217,517
+HK$12,476/mo
Deposit HK$4.70M · loan HK$42.31M · min. income ≈ HK$410,082/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,645
−HK$11,597/mo
▼ 0.25% · 3.875%
HK$220,402
−HK$5,840/mo
Today · 4.125%
HK$226,242
baseline
▲ 0.50% · 4.625%
HK$238,168
+HK$11,926/mo
Deposit HK$4.70M · loan HK$42.31M · min. income ≈ HK$452,484/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,997,829 · Scale 2, in force from 26 Feb 2026)