LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,202
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$110,537
−HK$3,388/mo
Today · 4.125%
HK$113,925
baseline
▲ 0.50% · 4.625%
HK$120,857
+HK$6,932/mo
Deposit HK$23.51M · loan HK$23.51M · min. income ≈ HK$227,850/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$1,998,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,261
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$122,460
−HK$3,245/mo
Today · 4.125%
HK$125,705
baseline
▲ 0.50% · 4.625%
HK$132,331
+HK$6,626/mo
Deposit HK$23.51M · loan HK$23.51M · min. income ≈ HK$251,410/mo (50% DSR)
Upfront cash ≈ HK$25.50M (deposit + AVD stamp duty HK$1,998,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,643
−HK$8,067/mo
▼ 0.25% · 3.875%
HK$132,644
−HK$4,066/mo
Today · 4.125%
HK$136,710
baseline
▲ 0.50% · 4.625%
HK$145,028
+HK$8,318/mo
Deposit HK$18.81M · loan HK$28.21M · min. income ≈ HK$273,420/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,998,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,114
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$146,952
−HK$3,894/mo
Today · 4.125%
HK$150,846
baseline
▲ 0.50% · 4.625%
HK$158,797
+HK$7,951/mo
Deposit HK$18.81M · loan HK$28.21M · min. income ≈ HK$301,692/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,998,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,083
−HK$9,411/mo
▼ 0.25% · 3.875%
HK$154,751
−HK$4,743/mo
Today · 4.125%
HK$159,494
baseline
▲ 0.50% · 4.625%
HK$169,199
+HK$9,705/mo
Deposit HK$14.10M · loan HK$32.91M · min. income ≈ HK$318,988/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,998,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,966
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$171,444
−HK$4,542/mo
Today · 4.125%
HK$175,986
baseline
▲ 0.50% · 4.625%
HK$185,263
+HK$9,277/mo
Deposit HK$14.10M · loan HK$32.91M · min. income ≈ HK$351,972/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,998,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,964
−HK$12,100/mo
▼ 0.25% · 3.875%
HK$198,966
−HK$6,098/mo
Today · 4.125%
HK$205,064
baseline
▲ 0.50% · 4.625%
HK$217,542
+HK$12,478/mo
Deposit HK$4.70M · loan HK$42.31M · min. income ≈ HK$410,128/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,998,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,670
−HK$11,598/mo
▼ 0.25% · 3.875%
HK$220,428
−HK$5,840/mo
Today · 4.125%
HK$226,268
baseline
▲ 0.50% · 4.625%
HK$238,195
+HK$11,927/mo
Deposit HK$4.70M · loan HK$42.31M · min. income ≈ HK$452,536/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,998,061 · Scale 2, in force from 26 Feb 2026)