LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,223
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$110,558
−HK$3,389/mo
Today · 4.125%
HK$113,947
baseline
▲ 0.50% · 4.625%
HK$120,880
+HK$6,933/mo
Deposit HK$23.51M · loan HK$23.51M · min. income ≈ HK$227,894/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$1,998,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,284
−HK$6,445/mo
▼ 0.25% · 3.875%
HK$122,483
−HK$3,246/mo
Today · 4.125%
HK$125,729
baseline
▲ 0.50% · 4.625%
HK$132,356
+HK$6,627/mo
Deposit HK$23.51M · loan HK$23.51M · min. income ≈ HK$251,458/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$1,998,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,667
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$132,670
−HK$4,066/mo
Today · 4.125%
HK$136,736
baseline
▲ 0.50% · 4.625%
HK$145,056
+HK$8,320/mo
Deposit HK$18.81M · loan HK$28.21M · min. income ≈ HK$273,472/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,998,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,141
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$146,980
−HK$3,895/mo
Today · 4.125%
HK$150,875
baseline
▲ 0.50% · 4.625%
HK$158,827
+HK$7,952/mo
Deposit HK$18.81M · loan HK$28.21M · min. income ≈ HK$301,750/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,998,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,112
−HK$9,413/mo
▼ 0.25% · 3.875%
HK$154,781
−HK$4,744/mo
Today · 4.125%
HK$159,525
baseline
▲ 0.50% · 4.625%
HK$169,232
+HK$9,707/mo
Deposit HK$14.11M · loan HK$32.92M · min. income ≈ HK$319,050/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,998,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,998
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,477
−HK$4,543/mo
Today · 4.125%
HK$176,020
baseline
▲ 0.50% · 4.625%
HK$185,299
+HK$9,279/mo
Deposit HK$14.11M · loan HK$32.92M · min. income ≈ HK$352,040/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,998,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,001
−HK$12,103/mo
▼ 0.25% · 3.875%
HK$199,004
−HK$6,100/mo
Today · 4.125%
HK$205,104
baseline
▲ 0.50% · 4.625%
HK$217,584
+HK$12,480/mo
Deposit HK$4.70M · loan HK$42.32M · min. income ≈ HK$410,208/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,998,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,712
−HK$11,600/mo
▼ 0.25% · 3.875%
HK$220,470
−HK$5,842/mo
Today · 4.125%
HK$226,312
baseline
▲ 0.50% · 4.625%
HK$238,241
+HK$11,929/mo
Deposit HK$4.70M · loan HK$42.32M · min. income ≈ HK$452,624/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,998,446 · Scale 2, in force from 26 Feb 2026)