LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,230
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$110,565
−HK$3,389/mo
Today · 4.125%
HK$113,954
baseline
▲ 0.50% · 4.625%
HK$120,888
+HK$6,934/mo
Deposit HK$23.51M · loan HK$23.51M · min. income ≈ HK$227,908/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$1,998,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,292
−HK$6,445/mo
▼ 0.25% · 3.875%
HK$122,491
−HK$3,246/mo
Today · 4.125%
HK$125,737
baseline
▲ 0.50% · 4.625%
HK$132,365
+HK$6,628/mo
Deposit HK$23.51M · loan HK$23.51M · min. income ≈ HK$251,474/mo (50% DSR)
Upfront cash ≈ HK$25.51M (deposit + AVD stamp duty HK$1,998,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,676
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$132,678
−HK$4,067/mo
Today · 4.125%
HK$136,745
baseline
▲ 0.50% · 4.625%
HK$145,065
+HK$8,320/mo
Deposit HK$18.81M · loan HK$28.22M · min. income ≈ HK$273,490/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,998,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,150
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$146,990
−HK$3,894/mo
Today · 4.125%
HK$150,884
baseline
▲ 0.50% · 4.625%
HK$158,838
+HK$7,954/mo
Deposit HK$18.81M · loan HK$28.22M · min. income ≈ HK$301,768/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,998,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,122
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$154,791
−HK$4,745/mo
Today · 4.125%
HK$159,536
baseline
▲ 0.50% · 4.625%
HK$169,243
+HK$9,707/mo
Deposit HK$14.11M · loan HK$32.92M · min. income ≈ HK$319,072/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,998,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,009
−HK$9,023/mo
▼ 0.25% · 3.875%
HK$171,488
−HK$4,544/mo
Today · 4.125%
HK$176,032
baseline
▲ 0.50% · 4.625%
HK$185,311
+HK$9,279/mo
Deposit HK$14.11M · loan HK$32.92M · min. income ≈ HK$352,064/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,998,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,014
−HK$12,103/mo
▼ 0.25% · 3.875%
HK$199,017
−HK$6,100/mo
Today · 4.125%
HK$205,117
baseline
▲ 0.50% · 4.625%
HK$217,598
+HK$12,481/mo
Deposit HK$4.70M · loan HK$42.32M · min. income ≈ HK$410,234/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,998,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,726
−HK$11,601/mo
▼ 0.25% · 3.875%
HK$220,485
−HK$5,842/mo
Today · 4.125%
HK$226,327
baseline
▲ 0.50% · 4.625%
HK$238,257
+HK$11,930/mo
Deposit HK$4.70M · loan HK$42.32M · min. income ≈ HK$452,654/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,998,576 · Scale 2, in force from 26 Feb 2026)