LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,724
−HK$672/mo
▼ 0.25% · 3.875%
HK$11,057
−HK$339/mo
Today · 4.125%
HK$11,396
baseline
▲ 0.50% · 4.625%
HK$12,090
+HK$694/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,792/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,930
−HK$645/mo
▼ 0.25% · 3.875%
HK$12,250
−HK$325/mo
Today · 4.125%
HK$12,575
baseline
▲ 0.50% · 4.625%
HK$13,238
+HK$663/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,150/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,869
−HK$807/mo
▼ 0.25% · 3.875%
HK$13,269
−HK$407/mo
Today · 4.125%
HK$13,676
baseline
▲ 0.50% · 4.625%
HK$14,508
+HK$832/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,352/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,316
−HK$774/mo
▼ 0.25% · 3.875%
HK$14,700
−HK$390/mo
Today · 4.125%
HK$15,090
baseline
▲ 0.50% · 4.625%
HK$15,885
+HK$795/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,180/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,013
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,480
−HK$475/mo
Today · 4.125%
HK$15,955
baseline
▲ 0.50% · 4.625%
HK$16,926
+HK$971/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$31,910/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,702
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,150
−HK$455/mo
Today · 4.125%
HK$17,605
baseline
▲ 0.50% · 4.625%
HK$18,533
+HK$928/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$35,210/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,303
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,903
−HK$610/mo
Today · 4.125%
HK$20,513
baseline
▲ 0.50% · 4.625%
HK$21,762
+HK$1,249/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,026/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,474
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,050
−HK$585/mo
Today · 4.125%
HK$22,635
baseline
▲ 0.50% · 4.625%
HK$23,828
+HK$1,193/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$45,270/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,794 · Scale 2, in force from 26 Feb 2026)