LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,252
−HK$6,726/mo
▼ 0.25% · 3.875%
HK$110,589
−HK$3,389/mo
Today · 4.125%
HK$113,978
baseline
▲ 0.50% · 4.625%
HK$120,913
+HK$6,935/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$227,956/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,998,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,317
−HK$6,447/mo
▼ 0.25% · 3.875%
HK$122,517
−HK$3,247/mo
Today · 4.125%
HK$125,764
baseline
▲ 0.50% · 4.625%
HK$132,393
+HK$6,629/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$251,528/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,998,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,703
−HK$8,071/mo
▼ 0.25% · 3.875%
HK$132,706
−HK$4,068/mo
Today · 4.125%
HK$136,774
baseline
▲ 0.50% · 4.625%
HK$145,096
+HK$8,322/mo
Deposit HK$18.81M · loan HK$28.22M · min. income ≈ HK$273,548/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,998,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,181
−HK$7,735/mo
▼ 0.25% · 3.875%
HK$147,021
−HK$3,895/mo
Today · 4.125%
HK$150,916
baseline
▲ 0.50% · 4.625%
HK$158,871
+HK$7,955/mo
Deposit HK$18.81M · loan HK$28.22M · min. income ≈ HK$301,832/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,998,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,153
−HK$9,416/mo
▼ 0.25% · 3.875%
HK$154,824
−HK$4,745/mo
Today · 4.125%
HK$159,569
baseline
▲ 0.50% · 4.625%
HK$169,279
+HK$9,710/mo
Deposit HK$14.11M · loan HK$32.92M · min. income ≈ HK$319,138/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,998,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,044
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$171,524
−HK$4,545/mo
Today · 4.125%
HK$176,069
baseline
▲ 0.50% · 4.625%
HK$185,350
+HK$9,281/mo
Deposit HK$14.11M · loan HK$32.92M · min. income ≈ HK$352,138/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,998,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,054
−HK$12,106/mo
▼ 0.25% · 3.875%
HK$199,059
−HK$6,101/mo
Today · 4.125%
HK$205,160
baseline
▲ 0.50% · 4.625%
HK$217,644
+HK$12,484/mo
Deposit HK$4.70M · loan HK$42.33M · min. income ≈ HK$410,320/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,998,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,771
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$220,531
−HK$5,843/mo
Today · 4.125%
HK$226,374
baseline
▲ 0.50% · 4.625%
HK$238,307
+HK$11,933/mo
Deposit HK$4.70M · loan HK$42.33M · min. income ≈ HK$452,748/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,998,997 · Scale 2, in force from 26 Feb 2026)