LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,725
−HK$673/mo
▼ 0.25% · 3.875%
HK$11,059
−HK$339/mo
Today · 4.125%
HK$11,398
baseline
▲ 0.50% · 4.625%
HK$12,092
+HK$694/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,796/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,932
−HK$645/mo
▼ 0.25% · 3.875%
HK$12,252
−HK$325/mo
Today · 4.125%
HK$12,577
baseline
▲ 0.50% · 4.625%
HK$13,240
+HK$663/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,154/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,871
−HK$807/mo
▼ 0.25% · 3.875%
HK$13,271
−HK$407/mo
Today · 4.125%
HK$13,678
baseline
▲ 0.50% · 4.625%
HK$14,510
+HK$832/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,356/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,318
−HK$774/mo
▼ 0.25% · 3.875%
HK$14,702
−HK$390/mo
Today · 4.125%
HK$15,092
baseline
▲ 0.50% · 4.625%
HK$15,887
+HK$795/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,184/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,016
−HK$941/mo
▼ 0.25% · 3.875%
HK$15,483
−HK$474/mo
Today · 4.125%
HK$15,957
baseline
▲ 0.50% · 4.625%
HK$16,928
+HK$971/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$31,914/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,705
−HK$902/mo
▼ 0.25% · 3.875%
HK$17,153
−HK$454/mo
Today · 4.125%
HK$17,607
baseline
▲ 0.50% · 4.625%
HK$18,535
+HK$928/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$35,214/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,306
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,906
−HK$611/mo
Today · 4.125%
HK$20,517
baseline
▲ 0.50% · 4.625%
HK$21,765
+HK$1,248/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,034/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,478
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,054
−HK$584/mo
Today · 4.125%
HK$22,638
baseline
▲ 0.50% · 4.625%
HK$23,831
+HK$1,193/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$45,276/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,863 · Scale 2, in force from 26 Feb 2026)