LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,255
−HK$6,726/mo
▼ 0.25% · 3.875%
HK$110,591
−HK$3,390/mo
Today · 4.125%
HK$113,981
baseline
▲ 0.50% · 4.625%
HK$120,916
+HK$6,935/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$227,962/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,320
−HK$6,447/mo
▼ 0.25% · 3.875%
HK$122,520
−HK$3,247/mo
Today · 4.125%
HK$125,767
baseline
▲ 0.50% · 4.625%
HK$132,396
+HK$6,629/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$251,534/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,706
−HK$8,071/mo
▼ 0.25% · 3.875%
HK$132,709
−HK$4,068/mo
Today · 4.125%
HK$136,777
baseline
▲ 0.50% · 4.625%
HK$145,100
+HK$8,323/mo
Deposit HK$18.81M · loan HK$28.22M · min. income ≈ HK$273,554/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,999,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,184
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$147,024
−HK$3,896/mo
Today · 4.125%
HK$150,920
baseline
▲ 0.50% · 4.625%
HK$158,875
+HK$7,955/mo
Deposit HK$18.81M · loan HK$28.22M · min. income ≈ HK$301,840/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,999,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,157
−HK$9,416/mo
▼ 0.25% · 3.875%
HK$154,828
−HK$4,745/mo
Today · 4.125%
HK$159,573
baseline
▲ 0.50% · 4.625%
HK$169,283
+HK$9,710/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$319,146/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,048
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$171,528
−HK$4,545/mo
Today · 4.125%
HK$176,073
baseline
▲ 0.50% · 4.625%
HK$185,354
+HK$9,281/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$352,146/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,059
−HK$12,106/mo
▼ 0.25% · 3.875%
HK$199,064
−HK$6,101/mo
Today · 4.125%
HK$205,165
baseline
▲ 0.50% · 4.625%
HK$217,649
+HK$12,484/mo
Deposit HK$4.70M · loan HK$42.33M · min. income ≈ HK$410,330/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,776
−HK$11,604/mo
▼ 0.25% · 3.875%
HK$220,536
−HK$5,844/mo
Today · 4.125%
HK$226,380
baseline
▲ 0.50% · 4.625%
HK$238,313
+HK$11,933/mo
Deposit HK$4.70M · loan HK$42.33M · min. income ≈ HK$452,760/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,046 · Scale 2, in force from 26 Feb 2026)