LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,270
−HK$6,726/mo
▼ 0.25% · 3.875%
HK$110,606
−HK$3,390/mo
Today · 4.125%
HK$113,996
baseline
▲ 0.50% · 4.625%
HK$120,933
+HK$6,937/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$227,992/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,336
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$122,537
−HK$3,247/mo
Today · 4.125%
HK$125,784
baseline
▲ 0.50% · 4.625%
HK$132,414
+HK$6,630/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$251,568/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,724
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$132,728
−HK$4,068/mo
Today · 4.125%
HK$136,796
baseline
▲ 0.50% · 4.625%
HK$145,119
+HK$8,323/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$273,592/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,204
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$147,044
−HK$3,896/mo
Today · 4.125%
HK$150,940
baseline
▲ 0.50% · 4.625%
HK$158,897
+HK$7,957/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$301,880/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,177
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$154,849
−HK$4,746/mo
Today · 4.125%
HK$159,595
baseline
▲ 0.50% · 4.625%
HK$169,306
+HK$9,711/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$319,190/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,071
−HK$9,026/mo
▼ 0.25% · 3.875%
HK$171,552
−HK$4,545/mo
Today · 4.125%
HK$176,097
baseline
▲ 0.50% · 4.625%
HK$185,380
+HK$9,283/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$352,194/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,085
−HK$12,108/mo
▼ 0.25% · 3.875%
HK$199,091
−HK$6,102/mo
Today · 4.125%
HK$205,193
baseline
▲ 0.50% · 4.625%
HK$217,679
+HK$12,486/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$410,386/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,805
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$220,566
−HK$5,845/mo
Today · 4.125%
HK$226,411
baseline
▲ 0.50% · 4.625%
HK$238,345
+HK$11,934/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$452,822/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,319 · Scale 2, in force from 26 Feb 2026)