LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,727
−HK$673/mo
▼ 0.25% · 3.875%
HK$11,061
−HK$339/mo
Today · 4.125%
HK$11,400
baseline
▲ 0.50% · 4.625%
HK$12,093
+HK$693/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,800/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,934
−HK$644/mo
▼ 0.25% · 3.875%
HK$12,254
−HK$324/mo
Today · 4.125%
HK$12,578
baseline
▲ 0.50% · 4.625%
HK$13,241
+HK$663/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,156/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$87,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,872
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,273
−HK$407/mo
Today · 4.125%
HK$13,680
baseline
▲ 0.50% · 4.625%
HK$14,512
+HK$832/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,360/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,320
−HK$774/mo
▼ 0.25% · 3.875%
HK$14,704
−HK$390/mo
Today · 4.125%
HK$15,094
baseline
▲ 0.50% · 4.625%
HK$15,890
+HK$796/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,188/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$87,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,018
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,485
−HK$475/mo
Today · 4.125%
HK$15,960
baseline
▲ 0.50% · 4.625%
HK$16,931
+HK$971/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$31,920/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,707
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,155
−HK$455/mo
Today · 4.125%
HK$17,610
baseline
▲ 0.50% · 4.625%
HK$18,538
+HK$928/mo
Deposit HK$1.41M · loan HK$3.29M · min. income ≈ HK$35,220/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$87,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,309
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,909
−HK$610/mo
Today · 4.125%
HK$20,519
baseline
▲ 0.50% · 4.625%
HK$21,768
+HK$1,249/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,038/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,481
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,057
−HK$584/mo
Today · 4.125%
HK$22,641
baseline
▲ 0.50% · 4.625%
HK$23,835
+HK$1,194/mo
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$45,282/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,929 · Scale 2, in force from 26 Feb 2026)