LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,271
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$110,608
−HK$3,390/mo
Today · 4.125%
HK$113,998
baseline
▲ 0.50% · 4.625%
HK$120,934
+HK$6,936/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$227,996/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,338
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$122,539
−HK$3,247/mo
Today · 4.125%
HK$125,786
baseline
▲ 0.50% · 4.625%
HK$132,416
+HK$6,630/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$251,572/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,725
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$132,729
−HK$4,069/mo
Today · 4.125%
HK$136,798
baseline
▲ 0.50% · 4.625%
HK$145,121
+HK$8,323/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$273,596/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,206
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$147,046
−HK$3,897/mo
Today · 4.125%
HK$150,943
baseline
▲ 0.50% · 4.625%
HK$158,899
+HK$7,956/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$301,886/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,180
−HK$9,417/mo
▼ 0.25% · 3.875%
HK$154,851
−HK$4,746/mo
Today · 4.125%
HK$159,597
baseline
▲ 0.50% · 4.625%
HK$169,308
+HK$9,711/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$319,194/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,073
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,554
−HK$4,546/mo
Today · 4.125%
HK$176,100
baseline
▲ 0.50% · 4.625%
HK$185,382
+HK$9,282/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$352,200/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,088
−HK$12,108/mo
▼ 0.25% · 3.875%
HK$199,094
−HK$6,102/mo
Today · 4.125%
HK$205,196
baseline
▲ 0.50% · 4.625%
HK$217,682
+HK$12,486/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$410,392/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,809
−HK$11,605/mo
▼ 0.25% · 3.875%
HK$220,570
−HK$5,844/mo
Today · 4.125%
HK$226,414
baseline
▲ 0.50% · 4.625%
HK$238,349
+HK$11,935/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$452,828/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,347 · Scale 2, in force from 26 Feb 2026)