LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,278
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$110,614
−HK$3,391/mo
Today · 4.125%
HK$114,005
baseline
▲ 0.50% · 4.625%
HK$120,942
+HK$6,937/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$228,010/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,345
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$122,546
−HK$3,247/mo
Today · 4.125%
HK$125,793
baseline
▲ 0.50% · 4.625%
HK$132,424
+HK$6,631/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$251,586/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,733
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$132,737
−HK$4,069/mo
Today · 4.125%
HK$136,806
baseline
▲ 0.50% · 4.625%
HK$145,130
+HK$8,324/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$273,612/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,214
−HK$7,738/mo
▼ 0.25% · 3.875%
HK$147,055
−HK$3,897/mo
Today · 4.125%
HK$150,952
baseline
▲ 0.50% · 4.625%
HK$158,908
+HK$7,956/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$301,904/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,189
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$154,860
−HK$4,747/mo
Today · 4.125%
HK$159,607
baseline
▲ 0.50% · 4.625%
HK$169,318
+HK$9,711/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$319,214/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,083
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,564
−HK$4,546/mo
Today · 4.125%
HK$176,110
baseline
▲ 0.50% · 4.625%
HK$185,393
+HK$9,283/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$352,220/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,100
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$199,106
−HK$6,103/mo
Today · 4.125%
HK$205,209
baseline
▲ 0.50% · 4.625%
HK$217,695
+HK$12,486/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$410,418/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,821
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$220,583
−HK$5,844/mo
Today · 4.125%
HK$226,427
baseline
▲ 0.50% · 4.625%
HK$238,363
+HK$11,936/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$452,854/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,466 · Scale 2, in force from 26 Feb 2026)