LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,279
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$110,616
−HK$3,390/mo
Today · 4.125%
HK$114,006
baseline
▲ 0.50% · 4.625%
HK$120,943
+HK$6,937/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$228,012/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,347
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$122,547
−HK$3,248/mo
Today · 4.125%
HK$125,795
baseline
▲ 0.50% · 4.625%
HK$132,425
+HK$6,630/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$251,590/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,735
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$132,739
−HK$4,068/mo
Today · 4.125%
HK$136,807
baseline
▲ 0.50% · 4.625%
HK$145,132
+HK$8,325/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$273,614/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,216
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$147,057
−HK$3,896/mo
Today · 4.125%
HK$150,953
baseline
▲ 0.50% · 4.625%
HK$158,910
+HK$7,957/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$301,906/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,190
−HK$9,419/mo
▼ 0.25% · 3.875%
HK$154,862
−HK$4,747/mo
Today · 4.125%
HK$159,609
baseline
▲ 0.50% · 4.625%
HK$169,320
+HK$9,711/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$319,218/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,085
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,566
−HK$4,546/mo
Today · 4.125%
HK$176,112
baseline
▲ 0.50% · 4.625%
HK$185,395
+HK$9,283/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$352,224/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,102
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$199,108
−HK$6,103/mo
Today · 4.125%
HK$205,211
baseline
▲ 0.50% · 4.625%
HK$217,698
+HK$12,487/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$410,422/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,824
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$220,585
−HK$5,845/mo
Today · 4.125%
HK$226,430
baseline
▲ 0.50% · 4.625%
HK$238,366
+HK$11,936/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$452,860/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,490 · Scale 2, in force from 26 Feb 2026)