LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,283
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$110,620
−HK$3,391/mo
Today · 4.125%
HK$114,011
baseline
▲ 0.50% · 4.625%
HK$120,948
+HK$6,937/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$228,022/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,351
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$122,552
−HK$3,247/mo
Today · 4.125%
HK$125,799
baseline
▲ 0.50% · 4.625%
HK$132,431
+HK$6,632/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$251,598/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,740
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$132,744
−HK$4,069/mo
Today · 4.125%
HK$136,813
baseline
▲ 0.50% · 4.625%
HK$145,137
+HK$8,324/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$273,626/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,222
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$147,063
−HK$3,896/mo
Today · 4.125%
HK$150,959
baseline
▲ 0.50% · 4.625%
HK$158,917
+HK$7,958/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$301,918/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,196
−HK$9,419/mo
▼ 0.25% · 3.875%
HK$154,868
−HK$4,747/mo
Today · 4.125%
HK$159,615
baseline
▲ 0.50% · 4.625%
HK$169,327
+HK$9,712/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$319,230/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,092
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,573
−HK$4,546/mo
Today · 4.125%
HK$176,119
baseline
▲ 0.50% · 4.625%
HK$185,403
+HK$9,284/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$352,238/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,109
−HK$12,110/mo
▼ 0.25% · 3.875%
HK$199,116
−HK$6,103/mo
Today · 4.125%
HK$205,219
baseline
▲ 0.50% · 4.625%
HK$217,706
+HK$12,487/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$410,438/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,832
−HK$11,607/mo
▼ 0.25% · 3.875%
HK$220,594
−HK$5,845/mo
Today · 4.125%
HK$226,439
baseline
▲ 0.50% · 4.625%
HK$238,375
+HK$11,936/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$452,878/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,569 · Scale 2, in force from 26 Feb 2026)