LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,285
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$110,623
−HK$3,390/mo
Today · 4.125%
HK$114,013
baseline
▲ 0.50% · 4.625%
HK$120,951
+HK$6,938/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$228,026/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,354
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$122,555
−HK$3,247/mo
Today · 4.125%
HK$125,802
baseline
▲ 0.50% · 4.625%
HK$132,434
+HK$6,632/mo
Deposit HK$23.52M · loan HK$23.52M · min. income ≈ HK$251,604/mo (50% DSR)
Upfront cash ≈ HK$25.52M (deposit + AVD stamp duty HK$1,999,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,743
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$132,747
−HK$4,069/mo
Today · 4.125%
HK$136,816
baseline
▲ 0.50% · 4.625%
HK$145,141
+HK$8,325/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$273,632/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,225
−HK$7,738/mo
▼ 0.25% · 3.875%
HK$147,066
−HK$3,897/mo
Today · 4.125%
HK$150,963
baseline
▲ 0.50% · 4.625%
HK$158,920
+HK$7,957/mo
Deposit HK$18.82M · loan HK$28.23M · min. income ≈ HK$301,926/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,999,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,200
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$154,872
−HK$4,746/mo
Today · 4.125%
HK$159,618
baseline
▲ 0.50% · 4.625%
HK$169,331
+HK$9,713/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$319,236/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,096
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,577
−HK$4,546/mo
Today · 4.125%
HK$176,123
baseline
▲ 0.50% · 4.625%
HK$185,407
+HK$9,284/mo
Deposit HK$14.11M · loan HK$32.93M · min. income ≈ HK$352,246/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,999,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,114
−HK$12,110/mo
▼ 0.25% · 3.875%
HK$199,121
−HK$6,103/mo
Today · 4.125%
HK$205,224
baseline
▲ 0.50% · 4.625%
HK$217,711
+HK$12,487/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$410,448/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,837
−HK$11,607/mo
▼ 0.25% · 3.875%
HK$220,599
−HK$5,845/mo
Today · 4.125%
HK$226,444
baseline
▲ 0.50% · 4.625%
HK$238,380
+HK$11,936/mo
Deposit HK$4.70M · loan HK$42.34M · min. income ≈ HK$452,888/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$1,999,614 · Scale 2, in force from 26 Feb 2026)