LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,309
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$110,647
−HK$3,392/mo
Today · 4.125%
HK$114,039
baseline
▲ 0.50% · 4.625%
HK$120,978
+HK$6,939/mo
Deposit HK$23.53M · loan HK$23.53M · min. income ≈ HK$228,078/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,000,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,381
−HK$6,449/mo
▼ 0.25% · 3.875%
HK$122,582
−HK$3,248/mo
Today · 4.125%
HK$125,830
baseline
▲ 0.50% · 4.625%
HK$132,463
+HK$6,633/mo
Deposit HK$23.53M · loan HK$23.53M · min. income ≈ HK$251,660/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,000,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,771
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$132,777
−HK$4,069/mo
Today · 4.125%
HK$136,846
baseline
▲ 0.50% · 4.625%
HK$145,173
+HK$8,327/mo
Deposit HK$18.82M · loan HK$28.24M · min. income ≈ HK$273,692/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,000,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,257
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$147,099
−HK$3,897/mo
Today · 4.125%
HK$150,996
baseline
▲ 0.50% · 4.625%
HK$158,956
+HK$7,960/mo
Deposit HK$18.82M · loan HK$28.24M · min. income ≈ HK$301,992/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,000,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,233
−HK$9,421/mo
▼ 0.25% · 3.875%
HK$154,906
−HK$4,748/mo
Today · 4.125%
HK$159,654
baseline
▲ 0.50% · 4.625%
HK$169,369
+HK$9,715/mo
Deposit HK$14.12M · loan HK$32.94M · min. income ≈ HK$319,308/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,133
−HK$9,029/mo
▼ 0.25% · 3.875%
HK$171,615
−HK$4,547/mo
Today · 4.125%
HK$176,162
baseline
▲ 0.50% · 4.625%
HK$185,448
+HK$9,286/mo
Deposit HK$14.12M · loan HK$32.94M · min. income ≈ HK$352,324/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,157
−HK$12,112/mo
▼ 0.25% · 3.875%
HK$199,165
−HK$6,104/mo
Today · 4.125%
HK$205,269
baseline
▲ 0.50% · 4.625%
HK$217,760
+HK$12,491/mo
Deposit HK$4.71M · loan HK$42.35M · min. income ≈ HK$410,538/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,885
−HK$11,610/mo
▼ 0.25% · 3.875%
HK$220,648
−HK$5,847/mo
Today · 4.125%
HK$226,495
baseline
▲ 0.50% · 4.625%
HK$238,433
+HK$11,938/mo
Deposit HK$4.71M · loan HK$42.35M · min. income ≈ HK$452,990/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,059 · Scale 2, in force from 26 Feb 2026)